{"id":168,"date":"2023-07-28T03:12:38","date_gmt":"2023-07-27T18:12:38","guid":{"rendered":"https:\/\/finance-bepang.com\/?p=168"},"modified":"2023-07-30T04:34:41","modified_gmt":"2023-07-29T19:34:41","slug":"%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3","status":"publish","type":"post","link":"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/","title":{"rendered":"\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1, \ud55c\uc740 \uae30\uc900 \uae08\ub9ac\uc640\uc758 \uad00\uacc4, \uc778\uc0c1 \uc6d0\uc778 \u2013 \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 3\ud3b8"},"content":{"rendered":"<p><strong>\ud55c\uad6d \uc740\ud589<\/strong>\uc774 2023.07\uc6d4 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\uc5d0\uc11c <strong>\uae30\uc900\uae08\ub9ac\ub97c 3.5%\ub85c 4\ubc88 \uc5f0\uc18d \ub3d9\uacb0<\/strong>\ud588\uc2b5\ub2c8\ub2e4. \uc804 <strong>\uc138\uacc4\uc801\uc73c\ub85c \uacbd\uc81c\uac00 \uc88b\uc9c0 \uc54a\uc744 \ub54c<\/strong>\ub9c8\ub2e4 \uc6b0\ub9ac\ub098\ub77c\ub294 <strong>\uae30\uc900\uae08\ub9ac<\/strong>\uac00 \uacc4\uc18d <strong>\uc62c\ub790\uc2b5\ub2c8\ub2e4<\/strong>. <strong>\ud55c\uad6d \uc740\ud589 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774 \uadf8\ub798\ud504\ub85c<\/strong> \ubcf4\ub294 <strong>\uc138\uacc4 \uacbd\uc81c \uc0ac\uac74<\/strong> \uc911 3\ud3b8\uc778 <b>\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \ud55c\uc740 \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc758 \uad00\uacc4, \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc758 \uc6d0\uc778 3\uac00\uc9c0\uc5d0 \ub300\ud574<\/b>\u00a0\uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.\u00a0 \ud574\ub2f9 \ucd94\uc774 \uadf8\ub798\ud504\ub294 <strong>\ud55c\uad6d\uc740\ud589 \ud648\ud398\uc774\uc9c0<\/strong>\uc5d0\uc11c \ub098\uc640 \uc788\uc73c\uba70 <strong>\ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac<\/strong>\uc5d0 \uad00\ud574 \uad81\uae08\ud558\uc2e0 \ubd84\ub4e4\uc740 \uc544\ub798\uc758 \ubc84\ud2bc\uc744 \uc774\uc6a9\ud574\uc11c \uc774\ub3d9\ud574\ubcf4\uc138\uc694.<\/p>\n<p style=\"text-align: center;\"><strong><a class=\"myButton\" href=\"https:\/\/www.bok.or.kr\/portal\/main\/contents.do?menuNo=200291\" rel=\"noopener\">\ud55c\uad6d\uc740\ud589 \ubc14\ub85c\uac00\uae30<\/a><\/strong><\/p>\n<p>\u00a0<strong>\ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac \ubd84\uc11d \ucd94\uc774 \uadf8\ub798\ud504<\/strong>\uc5d0 \uc758\ud558\uba74 <strong>2008\ub144 , 2011\ub144, 2023<\/strong>\ub144 <strong>\ub192\uc740 \uae30\uc900\uae08\ub9ac<\/strong>\ub97c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc2dc\uae30\uc5d0\ub294 \uc77c\uc5b4\ub0ac\ub358 <strong>\uc138\uacc4 \uacbd\uc81c\uc801 \uc0ac\uac74<\/strong> \uc911 <strong>2023\ub144 \ud604\uc7ac\uae4c\uc9c0 \uc9c4\ud589 \uc911<\/strong>\uc778 <b>\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc5d0<\/b> \ub300\ud574 \uc774\ud574\ud558\uae30 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc55e\uc120 <strong>1, 2\ud3b8\uc778 2008\ub144 \ub9ac\uba3c\ube0c\ub77c\ub354\uc2a4 \uc0ac\ud0dc\uc640 \uc720\ub85c\uc874 \uc7ac\uc815 \uc704\uae30<\/strong>\ub97c \uc54c\uc544\ubcf4\uace0 \uc2f6\uc73c\uc2e0 \ubd84\uc740 <strong>\uc544\ub798\uc758 \ub9c1\ud06c<\/strong>\ub97c \ub204\ub974\uc2dc\uace0<strong>\u00a0\ube14\ub85c\uadf8 \ub0b4\uc5d0 \ud574\ub2f9 \ud3ec\uc2a4\ud305<\/strong>\uc73c\ub85c \uc774\ub3d9\ud558\uc138\uc694.<\/p>\n<p class=\"entry-title\" style=\"text-align: center;\"><span style=\"color: #0000ff;\"><strong><a style=\"color: #0000ff;\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%a6%ac%eb%a8%bc%eb%b8%8c%eb%9d%bc%eb%8d%94%ec%8a%a4-%ec%82%ac%ed%83%9c\/\" rel=\"bookmark\">\ub9ac\uba3c\ube0c\ub77c\ub354\uc2a4 \uc0ac\ud0dc \u2013 \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 1\ud3b8<\/a><\/strong><\/span><\/p>\n<p class=\"entry-title\" style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%9c%a0%eb%a1%9c%ec%a1%b4-%ec%9e%ac%ec%a0%95-%ec%9c%84%ea%b8%b0-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94\/\" rel=\"bookmark\"><strong>\uc720\ub85c\uc874 \uc7ac\uc815 \uc704\uae30 \u2013 \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 2\ud3b8<\/strong><\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#1_%EB%AF%B8_%EC%97%B0%EC%A4%80_%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81%EA%B3%BC_%EA%B8%B0%EC%B6%95%ED%86%B5%ED%99%94%EC%9D%B8_%EB%8B%AC%EB%9F%AC\" title=\"1. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \uae30\ucd95\ud1b5\ud654\uc778 \ub2ec\ub7ec\">1. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \uae30\ucd95\ud1b5\ud654\uc778 \ub2ec\ub7ec<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#2_%EB%AF%B8_%EC%97%B0%EC%A4%80_%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81%EA%B3%BC_%ED%95%9C%EC%9D%80_%EA%B8%B0%EC%A4%80%EA%B8%88%EB%A6%AC%EC%99%80%EC%9D%98_%EA%B4%80%EA%B3%84\" title=\"2. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \ud55c\uc740 \uae30\uc900\uae08\ub9ac\uc640\uc758 \uad00\uacc4\">2. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \ud55c\uc740 \uae30\uc900\uae08\ub9ac\uc640\uc758 \uad00\uacc4<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#2-1_%EB%8F%85%EC%9E%90_%EB%85%B8%EC%84%A0%EC%9D%84_%ED%83%9D%ED%95%9C_%EC%98%81%EA%B5%AD\" title=\"2-1 \ub3c5\uc790 \ub178\uc120\uc744 \ud0dd\ud55c \uc601\uad6d\">2-1 \ub3c5\uc790 \ub178\uc120\uc744 \ud0dd\ud55c \uc601\uad6d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#3_%EB%AF%B8_%EC%97%B0%EC%A4%80_%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81%EC%9D%98_%EC%9B%90%EC%9D%B8_3%EA%B0%80%EC%A7%80\" title=\"3. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc758 \uc6d0\uc778 3\uac00\uc9c0\">3. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc758 \uc6d0\uc778 3\uac00\uc9c0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#3-1_%EC%BD%94%EB%A1%9C%EB%82%98_%ED%8C%AC%EB%8D%B0%EB%AF%B9%EA%B3%BC_%EA%B7%B8_%EC%9D%B4%ED%9B%84%EC%9D%98_%EA%B2%BD%EC%A0%9C_%EC%83%81%ED%99%A9\" title=\"3-1 \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uacfc \uadf8 \uc774\ud6c4\uc758 \uacbd\uc81c \uc0c1\ud669\">3-1 \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uacfc \uadf8 \uc774\ud6c4\uc758 \uacbd\uc81c \uc0c1\ud669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#3-2_%EB%AF%B8_%EC%A4%91_%EB%AC%B4%EC%97%AD_%EC%A0%84%EC%9F%81\" title=\"3-2 \ubbf8, \uc911 \ubb34\uc5ed \uc804\uc7c1\">3-2 \ubbf8, \uc911 \ubb34\uc5ed \uc804\uc7c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#3-3_%EB%9F%AC%EC%8B%9C%EC%95%84_%EC%9A%B0%ED%81%AC%EB%9D%BC%EC%9D%B4%EB%82%98_%EC%A0%84%EC%9F%81\" title=\"3-3 \ub7ec\uc2dc\uc544, \uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1\">3-3 \ub7ec\uc2dc\uc544, \uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/#%EA%B2%B0%EB%A1%A0\" title=\"\uacb0\ub860\">\uacb0\ub860<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_%EB%AF%B8_%EC%97%B0%EC%A4%80_%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81%EA%B3%BC_%EA%B8%B0%EC%B6%95%ED%86%B5%ED%99%94%EC%9D%B8_%EB%8B%AC%EB%9F%AC\"><\/span><strong>1. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \uae30\ucd95\ud1b5\ud654\uc778 \ub2ec\ub7ec<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>2022\ub144 3\uc6d4\ubd80\ud130 \uc9c0\uc18d\ub41c \ubbf8 \uc5f0\uc900(\uc5f0\ubc29\uc900\ube44\uc81c\ub3c4) \uae08\ub9ac \uc778\uc0c1<\/b>\uc73c\ub85c \uc778\ud574 <strong>\ud604\uc7ac\uae4c\uc9c0\ub3c4<\/strong> \uc138\uacc4 \uacbd\uc81c\uc5d0<strong> \ud070 \uc601\ud5a5<\/strong>\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294 <strong>\ubbf8\uad6d\uc758 \ub2ec\ub7ec\ub294 \uc138\uacc4\uc758 \uae30\ucd95\ud1b5\ud654<\/strong>\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. <strong>\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1<\/strong>\uacfc \ub300\uccb4 <strong>\ud55c\uad6d\uc740\ud589\uc774 \uae30\uc900 \uae08\ub9ac<\/strong>\ub97c \uc62c\ub9ac\ub294\uac8c <strong>\ubb34\uc2a8 \uc0c1\uad00<\/strong>\uc774\uc57c?\ub77c\uace0 \uad81\uae08\ud574 \ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \uc788\uc73c\uc2e4 \uac81\ub2c8\ub2e4.\u00a0 <strong>\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \ud55c\uc740 \uae30\uc900\uae08\ub9ac\uc640\uc758 \uad00\uacc4<\/strong>\ub97c \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-172\" src=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/1.jpg?resize=683%2C455&#038;ssl=1\" alt=\"\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\" width=\"683\" height=\"455\" srcset=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/1.jpg?w=683&amp;ssl=1 683w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/1.jpg?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"2_%EB%AF%B8_%EC%97%B0%EC%A4%80_%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81%EA%B3%BC_%ED%95%9C%EC%9D%80_%EA%B8%B0%EC%A4%80%EA%B8%88%EB%A6%AC%EC%99%80%EC%9D%98_%EA%B4%80%EA%B3%84\"><\/span><strong>2. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \ud55c\uc740 \uae30\uc900\uae08\ub9ac\uc640\uc758 \uad00\uacc4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc55e\uc5d0 1, 2\ud3b8\uc744 \ubaa8\ub450 \uc77d\uc73c\uc2e0 \ubd84\ub4e4\uc744 \ud3ec\ud568 \ud558\uc5ec \ub9ce\uc740 \ubd84\ub4e4\uc774 <strong>\ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc81c\ub294 \ubbf8\uad6d\uc758 \uacbd\uc81c\uc640 \ubc00\uc811<\/strong>\ud574 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uc788\uc73c\uc2e4 \uac81\ub2c8\ub2e4. \ud558\uc9c0\ub9cc <strong>\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc774 \ud55c\uc740\uc758 \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uacfc \ubb34\uc2a8 \uad00\uacc4<\/strong>\uac00 \uc788\ub0d0? \uc6b0\ub9ac\ub9cc\uc758 <strong>\ub3c5\uc790 \ub178\uc120<\/strong>\uc73c\ub85c \uac00\uba74 \ub418\uc9c0\ub77c\uace0 \uc0dd\uac01\ud558\uc2dc\ub294 \ubd84\ub4e4\uc774 \uc788\uc73c\uc2e4 \uac81\ub2c8\ub2e4. <strong>\ub3c8\uc740 \uc774\uc790\ub97c \ub530\ub77c<\/strong> \uc6c0\uc9c1\uc774\uac8c \ub418\uc5b4\uc788\uc2b5\ub2c8\ub2e4. \ubbf8 \uc5f0\uc900\uacfc \ud55c\uc740\uc740 \uad6d\uac00\ub97c \ub300\ud45c\ud558\ub294 \uc740\ud589\uc785\ub2c8\ub2e4. \uad6d\uac00\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0 \ub9d0\uace0 <strong>\uac1c\uc778\uc73c\ub85c \uc0dd\uac01\ud558\uc2dc\uba74 \uc27d\uac8c \uc774\ud574<\/strong>\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc774\ub77c\ub294 \uce5c\uad6c\uc5d0\uac8c \ub3c8\uc744 \ube4c\ub824\uc8fc\uba74 10%\uc758 \uc774\uc790\ub97c \uc8fc\uace0 \ud55c\uad6d\uc774\ub77c\ub294 \uce5c\uad6c\ub294 3%\uc758 \uc774\uc790\ub97c \uc900\ub2e4\uace0 \uc0dd\uac01\ud558\uc2dc\uba74 \uc5ec\ub7ec\ubd84\uc740 \ub204\uad6c\uc5d0\uac8c \ub3c8\uc744 \ube4c\ub824 \uc8fc\uc2dc\uaca0\uc2b5\ub2c8\uae4c. \uc774\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c <strong>\ud55c\uc740\uc758 \uae30\uc900\uae08\ub9ac\uac00 \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc744 \ub530\ub77c<\/strong>\uac00\uc9c0 \uc54a\uace0 \ub3c5\uc790 \ub178\uc120\uc744 \uac78\uc5c8\ub2e4\uba74 <strong>\ud55c\uad6d \uc2dc\uc7a5 \ub0b4\uc5d0 \ubfcc\ub824\uc838 \uc788\ub358 \ud574\uc678 \ud22c\uc790 \uc790\ubcf8\uc740 \uc790\uc5f0\uc2a4\ub7fd\uac8c \ud55c\uad6d\uc744 \ube60\uc838\ub098\uac11\ub2c8\ub2e4.<\/strong> \uc774\ub97c \ubc29\uc9c0\ud558\uace0\uc790 <strong>\ud55c\uc740\uc5d0\uc11c\ub3c4 \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc744 \ub530\ub77c\uac00\ub294 \uac83<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2-1_%EB%8F%85%EC%9E%90_%EB%85%B8%EC%84%A0%EC%9D%84_%ED%83%9D%ED%95%9C_%EC%98%81%EA%B5%AD\"><\/span><strong>2-1 \ub3c5\uc790 \ub178\uc120\uc744 \ud0dd\ud55c \uc601\uad6d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>\ub3c5\uc790 \ub178\uc120\uc744 \ucd94\uad6c\ud588\ub358 \uad6d\uac00<\/strong>\uac00 \uc788\uc2b5\ub2c8\ub2e4. <strong>\uc601\uad6d\uc758 \ud2b8\ub7ec\uc2a4 \ub0b4\uac01<\/strong>\uc740 \uc601\uad6d\uc758 <strong>\ub3c5\uc790 \ub178\uc120\uc744 \ucd94\uad6c<\/strong>\ud588\uc5c8\uc9c0\ub9cc \uacb0\uacfc\ub294 <strong>\uc9e7\uc740 \uc9d1\uad8c \uae30\uac04<\/strong>\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 <strong>\ud30c\uc6b4\ub4dc \uac00\uce58\uc758 \ud3ed\ub77d\uacfc 243\uc870\uc758 \uc190\uc2e4<\/strong>\uc744 \ub0b4\uace0, <strong>\uc601\uad6d \ubc1c \uae08\uc735\uc704\uae30\uac00 \uc62c \uc218\ub3c4 \uc788\ub2e4\ub77c\ub294 \uc6b0\ub824<\/strong>\uc640 \ud568\uaed8 <strong>44\uc77c \ub9cc\uc5d0 \uc0ac\ud1f4<\/strong>\ud558\uac8c \ub429\ub2c8\ub2e4. <strong>\uc601\uad6d\ubcf4\ub2e4 \uacbd\uc81c \uae30\ubc18\uc774 \uc57d\ud55c \ub300\ud55c\ubbfc\uad6d\uc5d0\uc11c \uc774\uc640 \uac19\uc740 \ub3c5\uc790 \ub178\uc120<\/strong>\uc744 \uac78\uc5c8\ub2e4\uba74 \uadf8 \ud53c\ud574\ub294 \ub354\uc6b1 \uc2ec\uac01\ud588\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/i0.wp.com\/wimg.mk.co.kr\/meet\/neds\/2022\/10\/image_readtop_2022_869863_16647214885184784.jpg?resize=1000%2C410&#038;ssl=1\" alt=\"\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \uc601\uad6d\uc758 \ub3c5\uc790 \ub178\uc120\" width=\"1000\" height=\"410\" \/><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><\/center><center><strong><a class=\"myButton\" href=\"http:\/\/weekly.chosun.com\/news\/articleView.html?idxno=22604\" rel=\"noopener\">\uad00\ub828\uae30\uc0ac \ubc14\ub85c\uac00\uae30<\/a><\/strong><\/center>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"3_%EB%AF%B8_%EC%97%B0%EC%A4%80_%EA%B8%88%EB%A6%AC_%EC%9D%B8%EC%83%81%EC%9D%98_%EC%9B%90%EC%9D%B8_3%EA%B0%80%EC%A7%80\"><\/span><strong>3. \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc758 \uc6d0\uc778 3\uac00\uc9c0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\uc704\uc758 \ub0b4\uc6a9\uc73c\ub85c \uae30\ubcf8\uc801\uc778 \uae08\ub9ac\uc5d0 \ub300\ud55c \uc124\uba85\uacfc <strong>\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \ud55c\uc740 \uae30\uc900\uae08\ub9ac \uc778\uc0c1<\/strong>\uc744 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. <strong>\uae08\ub9ac\ub97c \uc62c\ub9ac\ub294 \uc774\uc720<\/strong>\ub97c \uc124\uba85\ud574\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. <strong>\uae08\ub9ac\ub294 \ubb3c\uac00\ub97c \uc7a1\uae30 \uc704\ud574\uc11c<\/strong> \uc62c\ub9bd\ub2c8\ub2e4. \uae08\ub9ac\ub97c \uc62c\ub9ac\uac8c \ub418\uba74 \ub300\ucd9c\uc744 \ube44\ub86f\ud55c \ub9ce\uc740 <strong>\uae08\uc735 \uc0c1\ud488\ub4e4\uc758 \uae08\ub9ac\ub3c4 \uc62c\ub77c\uac00\ub294 \uc601\ud5a5\uc744<\/strong> \ubc1b\uc2b5\ub2c8\ub2e4. \uadf8\ub85c \uc778\ud574 <strong>\uc2dc\uc911\uc5d0 \ud480\ub824\uc788\ub358 \ud1b5\ud654(\ub3c8)\uc774 \ub2e4\uc2dc \uc740\ud589\uc73c\ub85c<\/strong> \ub4e4\uc5b4\uc624\uac8c \ub429\ub2c8\ub2e4. \uc774\ub807\uac8c <strong>\uae30\uc900\uae08\ub9ac\ub97c \uc62c\ub9bc\uc73c\ub85c \uc778\ud574\uc11c \ubb3c\uac00<\/strong>\ub97c \uc7a1\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <strong>\ubb3c\uac00\ub294<\/strong> \uc77c\ubc18\uc801\uc778 \uacbd\uc6b0 <strong>\ud654\ud3d0\uc758 \uac00\uce58\uac00 \ub5a8\uc5b4\uc9c0\uac70\ub098<\/strong> \uc218\uc694\uc640 \uacf5\uae09\uc758 \uac00\uaca9 \ud615\uc131\uc5d0\uc11c <strong>\uacf5\uae09\uc774 \ubd80\uc871\ud558\uac8c \ub418\uba74 \uc624\ub974\uac8c \ub429\ub2c8\ub2e4.<\/strong> \uadf8\ub807\ub2e4\uba74<strong> \ubbf8\uad6d\uc758 \ubb3c\uac00\uac00 \uc624\ub978 \uc6d0\uc778<\/strong>\uc744 \ucc3e\uc544\ubd10\uc57c \ud569\ub2c8\ub2e4.\u00a0 \ubbf8\uad6d\uc758 \ubb3c\uac00\uac00 \uc624\ub978 \uc6d0\uc778\uc740<strong> \ubcf5\ud569\uc801\uc778 \ub2e4\uc591\ud55c \uc774\uc720\uac00 \uc788\uc9c0\ub9cc \ud06c\uac8c 3\uac00\uc9c0\ub9cc<\/strong> \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4. <strong>\uc774 \uc6d0\uc778\uc740 \uc804 \uc138\uacc4 \ubaa8\ub4e0 \uad6d\uac00\uac00 \ub611\uac19\uc2b5\ub2c8\ub2e4<\/strong>. \ub2e4\ub9cc \uc774\ub7ec\ud55c \uc5b4\ub824\uc6c0\uacfc \ub3d9\uc2dc\uc5d0 <strong>\uc138\uacc4\uc758 \uae30\ucd95\ud1b5\ud654\uc778 \ub2ec\ub7ec\uc758 \uae08\ub9ac \uc778\uc0c1\uc774 \ub354\ud574\uc838<\/strong> \ubbf8\uad6d\uc758 \uc601\ud5a5\uc744 \ub9ce\uc774 \ubc1b\ub294 \ub098\ub77c\uc77c\uc218\ub85d \uacbd\uc81c\ub294 \ub354\uc6b1 \uc601\ud5a5\uc744 \ub9ce\uc774 \ubc1b\uc2b5\ub2c8\ub2e4 .<\/p>\n<ul>\n<li><strong>\ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uacfc \uadf8 \uc774\ud6c4\uc758 \uacbd\uc81c \uc0c1\ud669<\/strong><\/li>\n<li><strong>\ubbf8, \uc911 \ubb34\uc5ed \uc804\uc7c1<\/strong><\/li>\n<li><strong>\ub7ec\uc2dc\uc544, \uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1<\/strong><\/li>\n<\/ul>\n<p>\uc544\ub798\ub294 \uc138\uac00\uc9c0 \uc6d0\uc778\uc5d0 \ub300\ud574 \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3-1_%EC%BD%94%EB%A1%9C%EB%82%98_%ED%8C%AC%EB%8D%B0%EB%AF%B9%EA%B3%BC_%EA%B7%B8_%EC%9D%B4%ED%9B%84%EC%9D%98_%EA%B2%BD%EC%A0%9C_%EC%83%81%ED%99%A9\"><\/span><strong>3-1<\/strong> <strong>\ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uacfc \uadf8 \uc774\ud6c4\uc758 \uacbd\uc81c \uc0c1\ud669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>\ubb3c\uac00<\/strong>\uac00 \uc624\ub974\ub294 \uc774\uc720 \uc911 \ud558\ub098\ub294 <strong>\ud654\ud3d0\uc758 \uac00\uce58\uac00 \ub5a8\uc5b4\uc84c\uc744 \ub54c<\/strong> \uc785\ub2c8\ub2e4. \ud654\ud3d0\uc758 \uac00\uce58\uac00 \ub5a8\uc5b4\uc9c0\ub294 \uc774\uc720 \uc911 \ud558\ub098\ub294 <strong>\uc2dc\uc911\uc5d0 \ud1b5\ud654\ub7c9\uc774 \ub298\uc5b4\ub098<\/strong>\uac8c \ub418\uba74 \ud654\ud3d0\uc758 \uac00\uce58\uac00 \ub5a8\uc5b4\uc9c0\uac8c \ub429\ub2c8\ub2e4. <strong>\ud76c\uc18c\uc131<\/strong>\uc744 \uc0dd\uac01\ud574\ubcf4\uc2dc\uba74 \uc27d\uac8c \uc774\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc804 \uc138\uacc4 \uac01 \uad6d\uc740 <strong>\ucf54\ub85c\ub098 \ud32c\ub370\ubbf9 \uae30\uac04\uc5d0 \uacbd\uc81c\uac00 \ub454\ud654<\/strong> \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <strong>\uc2e4\uc5c5\uc790<\/strong>\ub294 \ub298\uc5b4\ub0ac\uace0 <strong>\ucde8\uc5c5\ub960<\/strong>\uc740 \ub0ae\uc544\uc84c\uc73c\uba70 <strong>\uad6d\uac00\ub294 \uad6d\ubbfc\uc744 \ubd80\uc591<\/strong> \ud560 \uc218 \ubc16\uc5d0 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uae30\uac04 \ub3d9\uc548 <strong>\ubd80\uc591 \uc815\ucc45\uc73c\ub85c \uc5c4\uccad\ub09c \uc591\uc758 \ub2ec\ub7ec<\/strong>\uac00 \uc2dc\uc7a5\uc5d0 \ud480\ub838\uace0 <strong>\ubb3c\uac00\ub294 \ub2f9\uc5f0<\/strong>\ud558\uac8c \uc624\ub97c \uc218 \ubc16\uc5d0 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc <strong>\ucf54\ub85c\ub098 \ud32c\ub370\ubbf9 \uc774\ud6c4\uc758 \uacbd\uc81c \uc0c1\ud669<\/strong>\ub3c4 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9\uc774 \uc885\uc2dd\ub418\uba74\uc11c <strong>\uc0ac\ub78c\ub4e4\uc740 \uae09\uaca9\ud55c \uc18c\ube44 \ud65c\ub3d9<\/strong>\uc744 \uc2dc\uc791\ud558\uac8c \ub429\ub2c8\ub2e4. \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9 \ub3d9\uc548 \ub0ae\uc544\uc9c4 <strong>\uacf5\uae09\ub7c9\uc5d0 \ube44\ud574 \uc218\uc694\ub7c9\uc774 \ub298\uc5b4\ub0ac\uace0<\/strong> \uc774 \uc5ed\uc2dc\ub3c4 <strong>\ubb3c\uac00\ub97c \uc0c1\uc2b9<\/strong>\ud558\uac8c \ud558\ub294 \uc6d0\uc778\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-173\" src=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/%EC%BA%A1%EC%B2%98-2.jpg?resize=433%2C436&#038;ssl=1\" alt=\"\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1 \uc774\uc720 \uc2dc\uc911\uc5d0 \ud480\ub9b0\ub2ec\ub7ec\" width=\"433\" height=\"436\" srcset=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/%EC%BA%A1%EC%B2%98-2.jpg?w=433&amp;ssl=1 433w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/%EC%BA%A1%EC%B2%98-2.jpg?resize=298%2C300&amp;ssl=1 298w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/%EC%BA%A1%EC%B2%98-2.jpg?resize=150%2C150&amp;ssl=1 150w\" sizes=\"(max-width: 433px) 100vw, 433px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3-2_%EB%AF%B8_%EC%A4%91_%EB%AC%B4%EC%97%AD_%EC%A0%84%EC%9F%81\"><\/span><strong>3-2 \ubbf8, \uc911 \ubb34\uc5ed \uc804\uc7c1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>\ubbf8, \uc911 \ubb34\uc5ed \uc804\uc7c1\uc740 \ud604\uc7ac\uae4c\uc9c0\ub3c4 \uc9c4\ud589 \uc911<\/strong>\uc774\uba70 <strong>\ubbf8\uad6d\uc758 \ubb3c\uac00 \uc0c1\uc2b9\uc758 \uc6d0\uc778<\/strong>\uc785\ub2c8\ub2e4. <strong>\uc911\uad6d\uc740 \uc138\uacc4\uc758 \uacf5\uc7a5<\/strong>\uc774\ub77c\uace0 \ubd88\ub9ac\uba70 \uc804 \uc138\uacc4 \uad6d\uac00\uc5d0 <strong>\uacf5\uc0b0\ud488\uc744 \uacf5\uae09<\/strong>\ud558\ub294 \ub098\ub77c\uc785\ub2c8\ub2e4. \ubbf8\uad6d\uc740 \uc911\uad6d\uacfc\uc758 <strong>\ubb34\uc5ed \uc804\uc7c1\uc73c\ub85c \uc778\ud574 \uacf5\uc0b0\ud488 \uacf5\uae09<\/strong>\uc5d0 \ucc28\uc9c8\uc774 \uc0dd\uacbc\uc2b5\ub2c8\ub2e4. <strong>\ubb34\uc5ed\ub7c9 \uc790\uccb4\ub294 \ud604\uc7ac\uae4c\uc9c0\ub3c4 \uc99d\uac00\ub77c<\/strong>\uace0\ub294 \ud558\uc9c0\ub9cc <strong>\uc218\uc785 \ubd80\ubd84\uc5d0 \uc788\uc5b4\uc11c \uc911\uad6d\uc758 \ube44\uc728\uc774 \ub9e4\uc6b0 \uc904\uc5c8\uc73c\uba70<\/strong> \uc774\ub294 \uc911\uad6d\uc758 \uacf5\uc0b0\ud488\uc758 <strong>\uc218\uc785\ub7c9\uc774 \uc904\uc5c8\ub2e4<\/strong>\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uacfc\uc815\uc5d0\uc11c \uacf5\uae09 \uc790\uccb4\uac00 \uc904\uc5b4\ub4e4\uace0 \ub300\uccb4 \uad6d\uac00\uc5d0\uc11c \uacf5\uae09\uc744 \ubc1b\ub2e4 \ubcf4\ub2c8 <strong>\ubbf8\uad6d \ub0b4\uc758 \uacf5\uc0b0\ud488 \ubb3c\uac00\ub294 \uc624\ub97c<\/strong> \uc218 \ubc16\uc5d0 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \ubbf8,\uc911 \ubb34\uc5ed \uc804\uc7c1\uc740 \ucd94\ud6c4 \ud3ec\uc2a4\ud305\uc744 \ud1b5\ud574 \uc2ec\ub3c4 \uc788\uac8c \ub2e4\ub8e8\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-174\" src=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/2.jpg?resize=853%2C403&#038;ssl=1\" alt=\"\ubbf8\uc911 \ubb34\uc5ed\ub7c9\uacfc \uc218\uc785\ub7c9 \uadf8\ub798\ud504\" width=\"853\" height=\"403\" srcset=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/2.jpg?w=853&amp;ssl=1 853w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/2.jpg?resize=300%2C142&amp;ssl=1 300w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/07\/2.jpg?resize=768%2C363&amp;ssl=1 768w\" sizes=\"(max-width: 853px) 100vw, 853px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3-3_%EB%9F%AC%EC%8B%9C%EC%95%84_%EC%9A%B0%ED%81%AC%EB%9D%BC%EC%9D%B4%EB%82%98_%EC%A0%84%EC%9F%81\"><\/span><strong>3-3 \ub7ec\uc2dc\uc544, \uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\ud55c\uad6d \uc2dc\uac01 <strong>2022\ub144 2\uc6d4 24\uc77c 11\uc2dc 50\ubd84 \ub7ec\uc2dc\uc544\uac00 \uc6b0\ud06c\ub77c\uc774\ub098\ub97c \ub300\uaddc\ubaa8\ub85c \uce68\uacf5<\/strong>\ud558\uba74\uc11c \uc2dc\uc791\ub41c <strong>\ub7ec\uc2dc\uc544, \uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1<\/strong>\uc740 \uc804\uc138\uacc4\uc5d0 \uc5c4\uccad\ub09c \ucda9\uaca9\uc744 \uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \ub7ec\uc2dc\uc544\uc640 \uc6b0\ud06c\ub77c\uc774\ub098\ub294 <strong>\ubc00 \uc218\ucd9c\ub7c9\uc5d0 \uc788\uc5b4\uc11c 1, 5\uc704\ub97c \ub2f4\ub2f9<\/strong>\ud558\uace0 \uc788\uc73c\uba70 \ubc00\uc740 \uc138\uacc4 \uc778\uad6c\uc758 \uc8fc\uc694 <strong>\uc2dd\ub7c9<\/strong>\uc785\ub2c8\ub2e4. \ub610\ud55c \uc11d<strong>\uc720, \ucc9c\uc5f0\uac00\uc2a4, \uc54c\ub8e8\ubbf8\ub284 \ub4f1 \ucc9c\uc5f0 \uc790\uc6d0<\/strong>\uc744 \uc218\ucd9c\ud558\ub294 <strong>\ub7ec\uc2dc\uc544\ub97c \uc81c\uc7ac<\/strong> \ud560 \uc218 \ubc16\uc5d0 \uc5c6\ub294 \uc0c1\ud669\uc774 \ub418\uba74\uc11c <strong>\uacf5\uae09\ub7c9<\/strong>\uc774 \uc904\uc5b4\ub4e4\uc5c8\uace0 <strong>\uc5d0\ub108\uc9c0, \uc2dd\ub7c9\uacfc \uac19\uc740 \ud544\uc218\uc801\uc778 \uc790\uc6d0<\/strong>\uc758 \uac00\uaca9\uc774 \uc624\ub974\uac8c \ub418\uc5c8\uace0 \uc774\ub294 \ubc14\ub85c<strong> \ubb3c\uac00 \uc0c1\uc2b9<\/strong>\uc73c\ub85c \uc774\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/i0.wp.com\/i1.ruliweb.com\/img\/23\/04\/04\/1874b3eac2e500153.jpg?resize=640%2C600&#038;ssl=1\" alt=\"\ub7ec\uc2dc\uc544 \uc6b0\ud06c\ub77c\uc774\ub098 \uc804\uc7c1\" width=\"640\" height=\"600\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EA%B2%B0%EB%A1%A0\"><\/span><strong>\uacb0\ub860<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>\ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774 \uadf8\ub798\ud504<\/strong>\ub97c \ubcf4\uace0 <strong>2023\ub144 \ud604\uc7ac \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc5d0 \ub300\ud574<\/strong> \uc54c\uc544\ubd24\uc2b5\ub2c8\ub2e4.<strong> \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc758 \uc6d0\uc778\uc740 \ubb3c\uac00 \uc0c1\uc2b9\uc744 \uc7a1\uae30 \uc704\ud568<\/strong>\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubbf8\uad6d \ub0b4 \ubb3c\uac00 \uc0c1\uc2b9\uc758 <strong>\uc6d0\uc778\uc740 \ub9e4\uc6b0 \ubcf5\ud569\uc801\uc774\uba70 \uc704\uc5d0 \uc124\uba85\ud55c \ub0b4\uc6a9\ub9cc\uc73c\ub85c \uc124\uba85\ud558\uae30\uc5d0\ub294 \ubb34\ub9ac<\/strong>\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ucf54\ub85c\ub098 \uc2dc\uae30\uc758 <strong>\ubbf8\uad6d \uacbd\uc81c\uc758 \ub0b4\ubd80\uc801 \ubcc0\ud654<\/strong>, <strong>\ud32c\ub370\ubbf9 \uc885\ub8cc \ud6c4 \uc911\uad6d\uc758 \ub354\ub518 \ud68c\ubcf5<\/strong>, <strong>\ubbf8\uad6d \ub0b4 \ubd80\ub3d9\uc0b0<\/strong> \ubb38\uc81c \ub4f1 <strong>\ub108\ubb34 \ub9ce\uc740 \uc6d0\uc778<\/strong>\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ucc98\ub7fc <strong>\uc138\uacc4 \uacbd\uc81c\ub294 \ub9e4\uc6b0 \ubcf5\ud569\uc801<\/strong>\uc73c\ub85c \ud615\uc131\ub418\uc5b4 \uc788\uace0 <strong>\uc5b4\ub290 \ud558\ub098\uc758 \uc694\uc778\uc73c\ub85c\ub294 \uc124\uba85<\/strong>\ud558\uae30 \ud798\ub4ed\ub2c8\ub2e4. <strong>\ucd5c\uadfc<\/strong> \ubbf8\uad6d\uc758 \ubb3c\uac00\uac00 \uc7a1\ud788\uba74\uc11c \ubbf8 \uc5f0\uc900\uc774 \ub354 \uc774\uc0c1\uc758 <strong>\uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc744 \ud558\uc9c0 \uc54a\uace0\ub294 \uc788\uc9c0\ub9cc<\/strong> \ubbf8\uad6d\uc758 \uacbd\uc81c\uc640 \ud55c\uad6d\uc758 \uacbd\uc81c\ub294 \uad6c\uc870\uc801\uc73c\ub85c \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 <strong>\uc548\uc2ec\ud560 \ub2e8\uacc4\ub294 \uc544\ub2cc \uac83 \uac19\uc2b5\ub2c8\ub2e4<\/strong>. \uc774\ub85c\uc368 \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774 \uadf8\ub798\ud504\ub85c \uc54c\uc544\ubcf8 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74\uc740 \ub9c8\uce58\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ube14\ub85c\uadf8 \ub0b4 \ub3c8\uacfc \uad00\ub828\ub41c \uc774\uc57c\uae30\uac00 \ub9ce\uc73c\ub2c8 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<h2 class=\"entry-title\"><\/h2>\n<blockquote class=\"wp-embedded-content\" data-secret=\"7eYz1HypHm\"><p><a href=\"https:\/\/finance-bepang.com\/economy\/%ec%9c%a0%eb%a1%9c%ec%a1%b4-%ec%9e%ac%ec%a0%95-%ec%9c%84%ea%b8%b0-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94\/\">\uc720\ub85c\uc874 \uc7ac\uc815 \uc704\uae30 \u2013 \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 2\ud3b8<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\uc720\ub85c\uc874 \uc7ac\uc815 \uc704\uae30 \u2013 \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 2\ud3b8&#8221; &#8212; \ubca0\ud321\uc758 \ub3c8\uc774\ub418\ub294 \uc774\uc57c\uae30\" src=\"https:\/\/finance-bepang.com\/economy\/%ec%9c%a0%eb%a1%9c%ec%a1%b4-%ec%9e%ac%ec%a0%95-%ec%9c%84%ea%b8%b0-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94\/embed\/#?secret=5OLwgGkyac#?secret=7eYz1HypHm\" data-secret=\"7eYz1HypHm\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"mOhUmhAPqp\"><p><a href=\"https:\/\/finance-bepang.com\/economy\/%eb%a6%ac%eb%a8%bc%eb%b8%8c%eb%9d%bc%eb%8d%94%ec%8a%a4-%ec%82%ac%ed%83%9c\/\">\ub9ac\uba3c\ube0c\ub77c\ub354\uc2a4 \uc0ac\ud0dc &#8211; \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 1\ud3b8<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\ub9ac\uba3c\ube0c\ub77c\ub354\uc2a4 \uc0ac\ud0dc &#8211; \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 1\ud3b8&#8221; &#8212; \ubca0\ud321\uc758 \ub3c8\uc774\ub418\ub294 \uc774\uc57c\uae30\" src=\"https:\/\/finance-bepang.com\/economy\/%eb%a6%ac%eb%a8%bc%eb%b8%8c%eb%9d%bc%eb%8d%94%ec%8a%a4-%ec%82%ac%ed%83%9c\/embed\/#?secret=vdwPcHUbMh#?secret=mOhUmhAPqp\" data-secret=\"mOhUmhAPqp\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"DBYSKvBgPT\"><p><a href=\"https:\/\/finance-bepang.com\/economy\/%eb%a1%9c%ea%b3%a0%ec%9d%98-%ec%a4%91%ec%9a%94%ec%84%b1-%eb%b0%8f-%eb%b3%80%ea%b2%bd%ec%8b%9c-%ec%9e%a5%eb%8b%a8%ec%a0%90\/\">\ud2b8\uc704\ud130 \ub85c\uace0 \ubcc0\uacbd\uacfc \ube0c\ub79c\ub4dc \uac00\uce58 \ud558\ub77d, \uc560\ud50c\uc758 \uc0ac\uacfc \uc9d1\ucc29\uc73c\ub85c \ubcf4\ub294 \ub85c\uace0\uc758 \uc911\uc694\uc131 3\uac00\uc9c0\uc640 \ub85c\uace0 \ubcc0\uacbd\uc758 \uacbd\uc81c\uc801 \uad00\uc810\uc5d0\uc11c\uc758 \uc7a5\ub2e8\uc810<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\ud2b8\uc704\ud130 \ub85c\uace0 \ubcc0\uacbd\uacfc \ube0c\ub79c\ub4dc \uac00\uce58 \ud558\ub77d, \uc560\ud50c\uc758 \uc0ac\uacfc \uc9d1\ucc29\uc73c\ub85c \ubcf4\ub294 \ub85c\uace0\uc758 \uc911\uc694\uc131 3\uac00\uc9c0\uc640 \ub85c\uace0 \ubcc0\uacbd\uc758 \uacbd\uc81c\uc801 \uad00\uc810\uc5d0\uc11c\uc758 \uc7a5\ub2e8\uc810&#8221; &#8212; \ubca0\ud321\uc758 \ub3c8\uc774\ub418\ub294 \uc774\uc57c\uae30\" src=\"https:\/\/finance-bepang.com\/economy\/%eb%a1%9c%ea%b3%a0%ec%9d%98-%ec%a4%91%ec%9a%94%ec%84%b1-%eb%b0%8f-%eb%b3%80%ea%b2%bd%ec%8b%9c-%ec%9e%a5%eb%8b%a8%ec%a0%90\/embed\/#?secret=4uSn9sljNL#?secret=DBYSKvBgPT\" data-secret=\"DBYSKvBgPT\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c\uad6d \uc740\ud589\uc774 2023.07\uc6d4 \uae08\uc735\ud1b5\ud654\uc704\uc6d0\ud68c\uc5d0\uc11c \uae30\uc900\uae08\ub9ac\ub97c 3.5%\ub85c 4\ubc88 \uc5f0\uc18d \ub3d9\uacb0\ud588\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uacbd\uc81c\uac00 \uc88b\uc9c0 \uc54a\uc744 \ub54c\ub9c8\ub2e4 \uc6b0\ub9ac\ub098\ub77c\ub294 \uae30\uc900\uae08\ub9ac\uac00 \uacc4\uc18d \uc62c\ub790\uc2b5\ub2c8\ub2e4. \ud55c\uad6d \uc740\ud589 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774 \uadf8\ub798\ud504\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 \uc911 3\ud3b8\uc778 \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uacfc \ud55c\uc740 \uae30\uc900\uae08\ub9ac \uc778\uc0c1\uc758 \uad00\uacc4, \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1\uc758 \uc6d0\uc778 3\uac00\uc9c0\uc5d0 \ub300\ud574\u00a0\uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.\u00a0 \ud574\ub2f9 \ucd94\uc774 \uadf8\ub798\ud504\ub294 \ud55c\uad6d\uc740\ud589 \ud648\ud398\uc774\uc9c0\uc5d0\uc11c \ub098\uc640 \uc788\uc73c\uba70 \ud55c\uad6d\uc740\ud589 \uae30\uc900\uae08\ub9ac\uc5d0 &#8230; <a title=\"\ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1, \ud55c\uc740 \uae30\uc900 \uae08\ub9ac\uc640\uc758 \uad00\uacc4, \uc778\uc0c1 \uc6d0\uc778 \u2013 \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 3\ud3b8\" class=\"read-more\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%af%b8-%ec%97%b0%ec%a4%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ed%95%9c%ec%9d%80-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-%eb%b3%80%eb%8f%99-%ec%b6%94%ec%9d%b4%eb%a1%9c-%eb%b3%b4%eb%8a%94-3\/\" aria-label=\"More on \ubbf8 \uc5f0\uc900 \uae08\ub9ac \uc778\uc0c1, \ud55c\uc740 \uae30\uc900 \uae08\ub9ac\uc640\uc758 \uad00\uacc4, \uc778\uc0c1 \uc6d0\uc778 \u2013 \ud55c\uc740 \uae30\uc900\uae08\ub9ac \ubcc0\ub3d9 \ucd94\uc774\ub85c \ubcf4\ub294 \uc138\uacc4 \uacbd\uc81c \uc0ac\uac74 3\ud3b8\">Read 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