{"id":441,"date":"2023-08-09T17:35:27","date_gmt":"2023-08-09T08:35:27","guid":{"rendered":"https:\/\/finance-bepang.com\/?p=441"},"modified":"2023-08-09T17:35:27","modified_gmt":"2023-08-09T08:35:27","slug":"ira-%eb%b2%95%ec%95%88","status":"publish","type":"post","link":"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/","title":{"rendered":"\ubbf8\uad6d IRA \ubc95\uc548 \ub73b\uacfc \uc8fc\uc694 \ub0b4\uc6a9 , \uad6d\ub0b4 3\uac00\uc9c0 \uc0b0\uc5c5 \ubd84\uc57c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5"},"content":{"rendered":"<p>\ucd5c\uadfc\uae4c\uc9c0 \uc5b8\ub860\uc5d0\uc11c \ubbf8\uad6d IRA \ubc95\uc548 \uad00\ub828 \ub274\uc2a4\uac00 \uc885\uc885 \ub098\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ub85c \uc804\uae30\ucc28\uc640 \uad00\ub828\ud55c \ub274\uc2a4\uc5d0\uc11c \ub9ce\uc774 \uc5b8\uae09\ub418\uace0 \uc788\uc8e0. \uc624\ub298\uc740 IRA \ubc95\uc548\uc758 \ub73b\uacfc \uc8fc\uc694\ub0b4\uc6a9, \uadf8\ub9ac\uace0 \uadf8\ub85c \uc778\ud574 \uc6b0\ub9ac \uc0b0\uc5c5\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ub07c\uce58\ub294 \uc9c0\uc5d0 \ub300\ud574\uc11c \ud3ec\uc2a4\ud305\uc744 \ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d IRA \ubc95\uc548\uc774 \uc804\uae30\ucc28 \uad00\ub828 \ubc95\uc548\uc774\ub77c\uace0\ub9cc \uc54c\uace0 \uacc4\uc2e0 \ubd84\ub4e4\uc774 \ub9ce\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc73c\ub85c \ubb34\uc5c7\uc778\uc9c0 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ubaa9\ucc28<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/#IRA_%EB%B2%95%EC%95%88%EC%9D%B4%EB%9E%80\" title=\"IRA \ubc95\uc548\uc774\ub780?\">IRA \ubc95\uc548\uc774\ub780?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/#IRA_%EB%B2%95%EC%95%88%EC%9D%98_%EC%A3%BC%EC%9A%94_%EB%82%B4%EC%9A%A9\" title=\"IRA \ubc95\uc548\uc758 \uc8fc\uc694 \ub0b4\uc6a9\">IRA \ubc95\uc548\uc758 \uc8fc\uc694 \ub0b4\uc6a9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/#%EC%9A%B0%EB%A6%AC_%EC%82%B0%EC%97%85%EC%97%90_%EB%AF%B8%EC%B9%98%EB%8A%94_%EC%98%81%ED%96%A5\" title=\"\uc6b0\ub9ac \uc0b0\uc5c5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\">\uc6b0\ub9ac \uc0b0\uc5c5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/#%EC%A0%84%EA%B8%B0%EC%B0%A8_%EA%B4%80%EB%A0%A8_%ED%98%84%EB%8C%80_%EA%B8%B0%EC%95%84_%EC%9E%90%EB%8F%99%EC%B0%A8%EC%9D%98_%EC%83%81%ED%99%A9\" title=\"\uc804\uae30\ucc28 \uad00\ub828 \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\uc758 \uc0c1\ud669\">\uc804\uae30\ucc28 \uad00\ub828 \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\uc758 \uc0c1\ud669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/#2%EC%B0%A8%EC%A0%84%EC%A7%80_%EA%B4%80%EB%A0%A8_%EC%82%B0%EC%97%85\" title=\"2\ucc28\uc804\uc9c0 \uad00\ub828 \uc0b0\uc5c5\">2\ucc28\uc804\uc9c0 \uad00\ub828 \uc0b0\uc5c5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/#%EC%B9%9C%ED%99%98%EA%B2%BD%EC%97%90%EB%84%88%EC%A7%80_%EC%82%B0%EC%97%85\" title=\"\uce5c\ud658\uacbd\uc5d0\ub108\uc9c0 \uc0b0\uc5c5\">\uce5c\ud658\uacbd\uc5d0\ub108\uc9c0 \uc0b0\uc5c5<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/#%EB%A7%88%EC%B9%98%EB%A9%B0\" title=\"\ub9c8\uce58\uba70\">\ub9c8\uce58\uba70<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"IRA_%EB%B2%95%EC%95%88%EC%9D%B4%EB%9E%80\"><\/span><strong>IRA \ubc95\uc548\uc774\ub780?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>\ubbf8\uad6d IRA \ubc95\uc548\uc740 Inflation Reduction Act\uc758 \uc57d\uc790\ub85c 2022\ub144 8\uc6d4 16\uc77c \ubbf8\uad6d\uc758 \uc870 \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc774 \ubc95\uc548\uc5d0 \uc11c\uba85\ud558\uba74\uc11c \uc2dc\uc791 \ub41c \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95 \ubc95\uc548 \uc785\ub2c8\ub2e4. \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95 \ubc95\uc548\uc740 \uae30\ud6c4 \ubcc0\ud654\uc5d0 \ub530\ub978 \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0 \uc0ac\uc5c5, \uc758\ub8cc\ube44 \uc9c0\uc6d0, \ubc95\uc778\uc138 \uc778\uc0c1\uc744 \uc8fc\uc694 \ubaa9\ud45c\ub85c \uc0bc\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uae30\ud6c4 \ubcc0\ud654\uc5d0 \ub530\ub978 \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0 \uc0ac\uc5c5 \ubd84\uc57c\ub85c \uc778\ud574 \uc804\uae30\ucc28 \uad00\ub828 \ubc95\uc548\uc73c\ub85c\ub9cc \uc54c\uace0 \uacc4\uc2e0 \ubd84\ub4e4\uc774 \ub9ce\uc774 \uacc4\uc2ed\ub2c8\ub2e4.\u00a0 \uad6c\uccb4\uc801\uc778 \uc8fc\uc694 \ub0b4\uc6a9\uc744 \ud55c \ubc88 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"IRA_%EB%B2%95%EC%95%88%EC%9D%98_%EC%A3%BC%EC%9A%94_%EB%82%B4%EC%9A%A9\"><\/span><strong>IRA \ubc95\uc548\uc758 \uc8fc\uc694 \ub0b4\uc6a9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>\ubc95\uc778\uc138 \uc778\uc0c1\uacfc, \ucc98\ubc29\uc57d \uac00\uaca9 \uac1c\uc120, \uc138\uae08 \uc9d1\ud589 \ub4f1\uc73c\ub85c \ucd1d 7400\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc138\uae08\uc744 \uac77\uc5b4 \uae30\ud6c4 \ubcc0\ud654\uc5d0 \ub300\uc751\ud55c \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0, \ubd80\ub2f4\uc801\uc815\ubcf4\ud5d8\ubc95 \ub4f1\uc5d0 4400\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \ud22c\uc790\ub97c \ud558\uc5ec 3000\uc5b5 \ub2ec\ub7ec\uc758 \uc7ac\uc815\uc744 \ub9c8\ub828\ud558\ub294 \ubc95\uc548\uc785\ub2c8\ub2e4.<\/p>\n<p>\ub300\ubd80\ubd84\uc758 \ud22c\uc790\ub294 \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0\uc640 \uad00\ub828\ub41c \ubd84\uc57c\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc810\uc73c\ub85c \uc778\ud574 \uc6b0\ub9ac\ub294 \uc804\uae30\ucc28 \uad00\ub828 \ubcf4\uc870\uae08\uacfc \uad00\ub828\ud55c \ud604\ub300, \uae30\uc544\ucc28 \uad00\ub828 \ub274\uc2a4\ub97c \uc5b8\ub860\uc744 \ud1b5\ud574 \uc790\uc8fc \uc811\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc544\ub798\uc758 \ud45c\ub97c \ucc38\uace0\ud558\uc2dc\uba74 \uc774\ud574\ud558\uc2dc\ub294\ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 250px;\">\n<tbody>\n<tr style=\"height: 25px;\">\n<td style=\"width: 50%; text-align: center; height: 25px;\" colspan=\"2\"><strong>\uad6c \ubd84<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 25px;\" colspan=\"2\"><strong>\uae08\uc561(1\uc5b5 \ub2ec\ub7ec)<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 17.3077%; text-align: center; height: 125px;\" rowspan=\"5\"><strong>\uc138\uc218<\/strong><\/td>\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\ubc95\uc778\uc138 \uc778\uc0c1<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>2220<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 125px;\" rowspan=\"5\"><strong>7370<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\ucc98\ubc29\uc57d \uac00\uaca9 \uac1c\uc120<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>2650<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\uc138\uae08 \uc9d1\ud589<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>1240<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\uc790\uc0ac\uc8fc \ub9e4\uc785 \uc218\uc218\ub8cc<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>740<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\uc190\uc2e4 \ud55c\ub3c4 \uc5f0\uc7a5<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>520<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 17.3077%; text-align: center; height: 75px;\" rowspan=\"3\"><strong>\ud22c\uc790<\/strong><\/td>\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\u00a0\uc5d0\ub108\uc9c0 \uad00\ub828 \ubd84\uc57c<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>3690<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 75px;\" rowspan=\"3\"><strong>4370<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\ubd80\ub2f4\uc801\uc815\ubcf4\ud5d8<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>640<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 32.6923%; text-align: center; height: 25px;\"><strong>\uc11c\ubd80 \uac00\ubb44 \ubcf5\uc6d0\uc0ac\uc5c5<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\"><strong>40<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 25px;\">\n<td style=\"width: 17.3077%; text-align: center; height: 25px;\" colspan=\"2\"><strong>\uc7ac\uc815(\uc138\uc218 &#8211; \ud22c\uc790)<\/strong><\/td>\n<td style=\"width: 25%; text-align: center; height: 25px;\" colspan=\"2\"><strong>3000<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>\uc5d0\ub108\uc9c0 \uad00\ub828 \ubd84\uc57c\uc778 \uc5d0\ub108\uc9c0 \uc548\ubcf4, \uae30\ud6c4\ubcc0\ud654 \ub300\uc751 \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0\uc5d0 \ucd1d \ud22c\uc790\uae08\uc561 \uc911 84%\uc758 \ud22c\uc790\ub97c \ud558\uba70 \uc804\uae30\ucc28 \uad6c\uc785 \uc2dc \ubcf4\uc870\uae08 \uc9c0\uae09, \uce5c\ud658\uacbd \uc5d0\ub108\uc9c0 \uc138\uc561 \uacf5\uc81c \ub4f1\uc758 \uc815\ucc45\uc744 \ud3bc\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uc815\ubd80\ub294 2030\ub144\uae4c\uc9c0 \uc628\uc2e4\uac00\uc2a4 40% \uac10\ucd95\uacfc \uc2e0\uaddc \uc790\ub3d9\ucc28 \ud310\ub9e4\uc758 50%\uc774\uc0c1\uc744 \uc804\uae30\ucc28\ub85c \ucc44\uc6b0\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub97c \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uadf8\ub807\ub2e4\uba74 \uc804\uae30\ucc28 \uad00\ub828 \uc0b0\uc5c5\uc778 \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\ub294 \ud604\uc7ac \uc5b4\ub5a4 \uc0c1\ud669\uc77c\uae4c\uc694?<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9A%B0%EB%A6%AC_%EC%82%B0%EC%97%85%EC%97%90_%EB%AF%B8%EC%B9%98%EB%8A%94_%EC%98%81%ED%96%A5\"><\/span><strong>\uc6b0\ub9ac \uc0b0\uc5c5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%A0%84%EA%B8%B0%EC%B0%A8_%EA%B4%80%EB%A0%A8_%ED%98%84%EB%8C%80_%EA%B8%B0%EC%95%84_%EC%9E%90%EB%8F%99%EC%B0%A8%EC%9D%98_%EC%83%81%ED%99%A9\"><\/span><strong>\uc804\uae30\ucc28 \uad00\ub828 \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\uc758 \uc0c1\ud669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>\uac00\uc7a5 \uc9c1\uaca9\ud0c4\uc744 \ub9de\uc740 \uc0b0\uc5c5\uc740 \uc790\ub3d9\ucc28 \uc0b0\uc5c5\uc785\ub2c8\ub2e4. IRA \ubc95\uc548\uc758 \uc138\ubd80 \uc9c0\uce68\uc5d0 \ub530\ub77c \ubd81\ubbf8 \uc9c0\uc5ed\uc5d0\uc11c \ucd5c\uc885 \uc870\ub9bd\ub41c \uc804\uae30\ucc28\uc5d0\ub9cc \ubcf4\uc870\uae08\uc744 \uc9c0\uae09\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc 2023\ub144 3\uc6d4 \ubd81\ubbf8\uc5d0\uc11c \uc81c\uc870, \uc870\ub9bd\ud55c \ubc30\ud130\ub9ac \ubd80\ud488\uc744 50% \uc774\uc0c1 \uc0ac\uc6a9, \ubbf8\uad6d\uc774\ub098 FTA\uad6d\uac00\uc5d0\uc11c \ucc44\uad74,\uac00\uacf5\ud55c \ud575\uc2ec \uad11\ubb3c\uc758 40% \uc774\uc0c1 \uc0ac\uc6a9 \ub4f1 \ubcf4\uc870\uae08 \uc9c0\uae09 \uc870\uac74\uc758 \ucd94\uac00 \uc9c0\uce68\uc744 \ubc1c\ud45c\ud558\uba74\uc11c \ud604\uc7ac \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\ub294 \ubd81\ubbf8 \uc9c0\uc5ed \uc804\uae30\ucc28 \ud310\ub9e4\uc758 \ubcf4\uc870\uae08 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678 \ub418\uc5b4 \uc788\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7f0 \uc0c1\ud669 \ub54c\ubb38\uc5d0 \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\ub294 \uc804\uae30\ucc28 \uc2dc\uc7a5\uc5d0 \uc788\uc5b4\uc11c \ud06c\uac8c \ud0c0\uaca9\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \ud14c\uc2ac\ub77c\uc758 \uacf5\uaca9\uc801\uc778 \uac00\uaca9 \uc778\ud558, \ud3ec\ub4dc\uc758 \uba38\uc2a4\ud0f1 \ub9c8\ud558E\uc758 \uac00\uaca9 \uc778\ud558\ub85c \uc778\ud55c \ubd81\ubbf8 \uc9c0\uc5ed \uc804\uae30\ucc28 \uc2dc\uc7a5\uc758 \uc785\uc9c0\uac00 \ub354\uc6b1 \uc57d\ud654\ub420 \uac83\uc774\ub77c\ub294 \uc6b0\ub824\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 18pt;\"><strong>\uc608\uc0c1\uc744 \ub4a4\uc5ce\uc740 \ud604\ub300 \uae30\uc544 \uc790\ub3d9\ucc28 \ucd5c\ub300 \uc2e4\uc801 \uc5f0\uc18d \uac31\uc2e0<\/strong><\/span><\/p>\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 2023\ub144 \uc0c1\ubc18\uae30 \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\uc758 \ud310\ub9e4 \uc2e4\uc801\uc740 \ucd5c\ub300 \uae30\ub85d\uc744 \uacc4\uc18d \uacbd\uc2e0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc30\uacbd\uc5d0\ub294 2023\ub144 3\uc6d4 \ucd94\uac00 \uc138\ubd80 \uc9c0\uce68\uc744 \ubc1c\ud45c\ud558\uba74\uc11c \ubcf4\uc870\uae08 \uc9c0\uae09 \uae30\uc900\uc774 \ubcf4\ub2e4 \uc5c4\uaca9\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ucd94\uac00 \uc9c0\uce68 \ubc1c\ud45c \uc804\uc5d0 40\uac1c \uc774\uc0c1\uc774\uc5c8\ub358 \ubcf4\uc870\uae09 \uc9c0\uae09 \ub300\uc0c1\uc740 \ubc1c\ud45c \uc774\ud6c4 \ud14c\uc2ac\ub77c, \uc250\ubcf4\ub808, \ud3ec\ub4dc \ub4f1\uc758 \ubbf8\uad6d \uc81c\uc870\uc0ac\ub4e4\ub9cc \ud3ec\ud568\ub41c 16\uac1c \uc804\uae30\ucc28, \ud558\uc704 \ubaa8\ub378 \ud3ec\ud568 22\uac1c\uc758 \ub300\uc0c1\uc5d0\ub9cc \ubcf4\uc870\uae08\uc744 \uc9c0\uae09 \ubc1b\uac8c \ub418\uba70 \ubbf8\uad6d \uc81c\uc870\uc0ac\ub97c \uc81c\uc678\ud55c \uc790\ub3d9\ucc28 \ube0c\ub79c\ub4dc\uc640 \ub3d9\uc77c\ud55c \uc870\uac74\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc740 \uc6b0\uc218\ud558\ub2e4\ub294 \ubd84\uc11d\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div><center><\/center><center><br \/>\n<a class=\"myButton\" href=\"https:\/\/www.yna.co.kr\/view\/AKR20230802001400091?input=1195m\" rel=\"noopener\">\uad00\ub828\uae30\uc0ac \ubcf4\ub7ec\uac00\uae30<\/a><\/center><\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\ud604\uc7ac\uc758 \uc0c1\ud669\uc740 \uc88b\uc9c0\ub9cc \ubcf4\uc870\uae08\uc744 \ubc1b\uc9c0 \ubabb\ud558\ub294 \uc0c1\ud669\uc5d0\uc11c \ub450 \uae30\uc5c5\uc740 \ud604\uc7ac \uc5b4\ub5bb\uac8c\u00a0 \ub300\uc751\ud558\uace0 \uc788\ub294\uc9c0 \uc55e\uc73c\ub85c\ub294 \uc5b4\ub5bb\uac8c \ub300\uc751 \ud560 \uac83\uc778\uc9c0 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 18pt;\"><strong>\ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28 \ub300\uc751\uacfc \uc2e0\uaddc \ud22c\uc790\ub294?\u00a0<\/strong><\/span><\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ubbf8\uad6d \ud604\uc9c0\uc758 \uacf5\uc7a5 \uac74\uc124<\/span><\/strong><\/p>\n<p>\ud604\ub300\ucc28\uc640 \uae30\uc544\ucc28\ub294 2025\ub144\uc5d0 \ubbf8\uad6d \uc870\uc9c0\uc544\uc8fc \uc11c\ubc30\ub108 \uc778\uadfc\uc5d0 \uc804\uae30\ucc28 \ubc0f \ubc30\ud130\ub9ac \ud569\uc791 \uacf5\uc7a5(HMAGA)\uc744 \uc644\uacf5 \ud6c4 \uc0dd\uc0b0\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4. \uc644\uacf5 \ud6c4\uc5d0\ub294 \ubbf8\uad6d\uc5d0\uc11c\uc758 \ubcf4\uc870\uae08 \uc9c0\uae09\uc744 \ubc1b\uc744 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_443\" aria-describedby=\"caption-attachment-443\" style=\"width: 803px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-443\" src=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EA%B4%80%EB%A0%A8-%EC%A0%84%EA%B8%B0%EC%B0%A8-%EA%B3%B5%EC%9E%A5-%EA%B1%B4%EC%84%A4-%EC%B6%9C%EC%B2%98-%EC%A0%84%EC%9E%90%EC%8B%A0%EB%AC%B8.jpg?resize=813%2C503&#038;ssl=1\" alt=\"IRA \ubc95\uc548 \uad00\ub828 \uc804\uae30\ucc28 \uacf5\uc7a5 \uac74\uc124 \ucd9c\ucc98 \uc804\uc790\uc2e0\ubb38\" width=\"813\" height=\"503\" srcset=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EA%B4%80%EB%A0%A8-%EC%A0%84%EA%B8%B0%EC%B0%A8-%EA%B3%B5%EC%9E%A5-%EA%B1%B4%EC%84%A4-%EC%B6%9C%EC%B2%98-%EC%A0%84%EC%9E%90%EC%8B%A0%EB%AC%B8.jpg?w=813&amp;ssl=1 813w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EA%B4%80%EB%A0%A8-%EC%A0%84%EA%B8%B0%EC%B0%A8-%EA%B3%B5%EC%9E%A5-%EA%B1%B4%EC%84%A4-%EC%B6%9C%EC%B2%98-%EC%A0%84%EC%9E%90%EC%8B%A0%EB%AC%B8.jpg?resize=300%2C186&amp;ssl=1 300w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EA%B4%80%EB%A0%A8-%EC%A0%84%EA%B8%B0%EC%B0%A8-%EA%B3%B5%EC%9E%A5-%EA%B1%B4%EC%84%A4-%EC%B6%9C%EC%B2%98-%EC%A0%84%EC%9E%90%EC%8B%A0%EB%AC%B8.jpg?resize=768%2C475&amp;ssl=1 768w\" sizes=\"(max-width: 813px) 100vw, 813px\" \/><figcaption id=\"caption-attachment-443\" class=\"wp-caption-text\">&lt;\ucd9c\ucc98:\uc804\uc790\uc2e0\ubb38&gt;<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><strong>GV70 \ubc30\ud130\ub9ac \uad50\uccb4<\/strong><\/span><\/p>\n<p>\ud604\uc7ac \ubbf8\uad6d\uc758 \uc568\ub77c\ubc30\ub9c8 \uacf5\uc7a5\uc5d0\uc11c \ucd5c\uc885 \uc870\ub9bd\uc744 \ud558\uc5ec \ud310\ub9e4 \uc911\uc778 GV70 \ubaa8\ub378\uc5d0 \uc0ac\uc6a9\ub418\ub294 \ubc30\ud130\ub9ac\uac00 \uc911\uad6d\uc0b0\uc774\uc5b4\uc11c IRA \ubc95\uc548 \uc138\ubd80 \uc9c0\uce68\uc5d0 \uac78\ub7ec\uc9c0\uba70 \ubcf4\uc870\uae08\uc744 \ubc1b\uc9c0 \ubabb\ud558\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc911\uad6d\uc0b0 \ubc30\ud130\ub9ac\ub97c \ubd81\ubbf8\uc0b0\uc73c\ub85c \uad50\uccb4\ud558\ub294 \ubc29\uc548\uc744 \uac80\ud1a0\uc911\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ubcf4\uc870\uae08 \uc138\uc561\uacf5\uc81c\ubcf4\ub2e4 \ub192\uc740 \uc778\uc13c\ud2f0\ube0c \uc9c0\uae09<\/span><\/strong><\/p>\n<p>\ud604\uc7ac \ud604\ub300, \uae30\uc544 \uc790\ub3d9\ucc28\ub294 \ubcf4\uc870\uae09 \uc9c0\uae09 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub418\uc5b4 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc9c0 \ubabb\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\ubcf4\ub2e4 \ub354 \ub192\uc740 \uc778\uc13c\ud2f0\ube0c\ub97c \uc9c0\uae09\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc62c\ud574 6\uc6d4 \ubbf8\uad6d \uc81c\uc870\uc0ac\uc758 \uc778\uc13c\ud2f0\ube0c\ub294 \ub300\ub2f9 1100\ub2ec\ub7ec \uc815\ub3c4\uc778 \ubc18\uba74 \ud604\ub300, \uae30\uc544\ucc28\ub294 \uc57d 4\ubc30 \uac00\ub7c9\uc778 4~5\ucc9c \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc778\uc13c\ud2f0\ube0c\ub97c \uc9c0\uae09\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d \uc870\uc9c0\uc544\uc8fc\uc758 \uac74\uc124 \uc911\uc778 HMAGA \ud604\ub300\ucc28 \uacf5\uc7a5\uc774 \uc644\uacf5 \ub420 \ub54c \uae4c\uc9c0\ub294 \uc774\ub7f0 \ub192\uc740 \uc778\uc13c\ud2f0\ube0c\ub97c \uc9c0\uae09\ud574\uc57c \ud558\ub294 \ube44\uc6a9 \ubd80\ub2f4\uc744 \uc9ca\uc5b4\uc838\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uc790\ub3d9\ucc28(\uc804\uae30\ucc28)\ub9ac\uc2a4 \uc2dc\uc7a5 \uacf5\ub7b5 \ubaa8\uc0c9<\/span><\/strong><\/p>\n<p>\ub9ac\uc2a4 \ucc28\ub7c9\uc5d0 \ub300\ud574\uc11c\ub294 \uc138\ubd80 \uc9c0\uce68\uc5d0 \uad6c\uc560 \ubc1b\uc9c0 \uc54a\uace0 \ubcf4\uc870\uae08\uc744 \uc9c0\uae09\ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc790\ub3d9\ucc28(\uc804\uae30\ucc28) \ub9ac\uc2a4 \uc2dc\uc7a5\uc5d0 \uc9d1\uc911\ud558\ub294 \ubc29\ubc95\ub3c4 \ubaa8\uc0c9 \uc911\uc774\ub77c\ub294 \ud604\ub300\ucc28 \uad00\uacc4\uc790\uc758 \uc5b8\uae09\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-size: 14pt;\">\uae09\uc18d \ucda9\uc804\uae30 \uc0ac\uc5c5 \ucd94\uc9c4<\/span><\/strong><\/p>\n<p>\ud604\ub300\ucc28\uadf8\ub8f9\uc740 GM, \uba54\ub974\uc138\ub370\uc2a4-\ubca4\uce20, BMW, \ud63c\ub2e4, \uc2a4\ud154\ub780\ud2f0\uc2a4 \ub4f1\uc758 \ud68c\uc0ac\uc640 \ud569\uc791 \ubc95\uc778\uc744 \uc124\ub9bd\ud558\uc5ec \ubbf8\uad6d\uacfc \uce90\ub098\ub2e4\uc5d0 \uae09\uc18d \ucda9\uc804\uae30 \uc0ac\uc5c5\uc744 \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud569\uc791 \ubc95\uc778\uc740 \ud604\ub300\ucc28 \ucda9\uc804 \ubc29\uc2dd\uacfc \ubbf8\uad6d\uc5d0\uc11c \ud45c\uc900 \uaddc\uaca9\uc774 \ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc740 \ud14c\uc2ac\ub77c \ucda9\uc804 \ubc29\uc2dd\uc744 \ubaa8\ub450 \uc9c0\uc6d0\ud558\ub294 \uc0ac\uc5c5\uc744 \ucd94\uc9c4 \uc911\uc774\uba70 2030\ub144\uae4c\uc9c0 \ubbf8\uad6d\uacfc \uce90\ub098\ub2e4\uc5d0 \ucd5c\uc18c 3\ub9cc\uac1c \uc774\uc0c1\uc758 \uae09\uc18d \ucda9\uc804\uae30\ub97c \uc124\uce58 \ud560 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\ud604\ub300, \uae30\uc544\ucc28\uc758 \uc0c1\ud669\uc744 \uc54c\uc544\ubcf4\uba70 \uc790\ub3d9\ucc28 \uc0b0\uc5c5\uc758 \uc804\ub9dd\uc744 \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc790\ub3d9\ucc28 \uc0b0\uc5c5\ucc98\ub7fc \ubd88\ub9ac\ud55c \uc870\uac74\uc73c\ub85c\ub9cc \uc801\uc6a9\ub418\ub294 \uac74 \uc544\ub2d9\ub2c8\ub2e4. IRA \ubc95\uc548\uc73c\ub85c \uc778\ud574 \uc218\ud61c\ub97c \ubcf4\ub294 \uc0b0\uc5c5\uc740 \ubb34\uc5c7\uc774 \uc788\uc744\uae4c\uc694?<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2%EC%B0%A8%EC%A0%84%EC%A7%80_%EA%B4%80%EB%A0%A8_%EC%82%B0%EC%97%85\"><\/span><strong>2\ucc28\uc804\uc9c0 \uad00\ub828 \uc0b0\uc5c5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><strong>\uc804\uae30\ucc28 \ubc30\ud130\ub9ac \uaf49 \uc7a1\uace0 \uc788\ub294 \uad6d\ub0b4\uae30\uc5c5<\/strong><\/span><\/p>\n<p>IRA \ubc95\uc548\uc758 \uc218\ud61c\ub97c \ubcf4\ub294 \ub300\ud45c\uc801\uc778 \uc0b0\uc5c5\uc740 \uc804\uae30\ucc28 \ubc30\ud130\ub9ac\ub97c \ub2f4\ub2f9\ud558\uace0 \uc788\ub294 2\ucc28\uc804\uc9c0 \uad00\ub828 \uc0b0\uc5c5\uc785\ub2c8\ub2e4. \ud604\uc7ac IRA \ubc95\uc548\uc5d0 \ub530\ub77c \ubcf4\uc870\uae08\uc744 \uc9c0\uae09 \ubc1b\ub294 22\uac1c\uc758 \uc804\uae30\ucc28 \ubaa8\ub378 \uc911 77%\uac00 \uc6b0\ub9ac\ub098\ub77c \uae30\uc5c5\uc774 \uc81c\uc870\ud558\uace0 \uc788\ub294 2\ucc28\uc804\uc9c0\ub97c \ud0d1\uc7ac \uc911\uc785\ub2c8\ub2e4.<\/p>\n<p>LG\uc5d0\ub108\uc9c0\uc194\ub8e8\uc158\uc774 11\uac1c, \uc0bc\uc131 SDI 4\uac1c, SK\uc628 2\uac1c \uc885\uc758 \ucc28\ub7c9\uc5d0 \ubc30\ud130\ub9ac\ub97c \ub0a9\ud488\ud558\uace0 \uc788\uc73c\uba70 \ud604\uc7ac \uad6d\ub0b4 3\uc0ac \ubaa8\ub450 \ubbf8\uad6d \ub0b4 \uc0dd\uc0b0 \uc2dc\uc124\uc744 \ubcf4\uc720 \uc911\uc774\uba70 \uc55e\uc73c\ub85c 2\ucc28\uc804\uc9c0 \uad00\ub828 \uc0b0\uc5c5\uc740 \ub354\uc6b1 \uc131\uc7a5 \ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\uba70 \uc81c 2\uc758 \ubc18\ub3c4\uccb4 \uc0b0\uc5c5\uc774 \ub420 \uac83\uc774\ub77c\uace0 \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div><center><br \/>\n<a class=\"myButton\" href=\"http:\/\/www.digitaltoday.co.kr\/news\/articleView.html?idxno=480887\" rel=\"noopener\">\uad00\ub828\uae30\uc0ac \ubcf4\ub7ec\uac00\uae30<\/a><\/center><\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><strong>2\ucc28\uc804\uc9c0 \uad00\ub828 \ub9ac\ud2ac \uad00\ub828\uc8fc \uc5f4\ud48d<\/strong><\/span><\/p>\n<p>\ucd5c\uadfc \uad6d\ub0b4\uc758 \uc8fc\uc2dd \uc2dc\uc7a5 \ub610\ud55c \uc5d0\ucf54\ud504\ub85c, \uc5d0\ucf54\ud504\ub85c\ube44\uc5e0, \ud3ec\uc2a4\ucf54\uc5e0\ud14d, \uae08\uc591 \ub4f1 2\ucc28\uc804\uc9c0 \uad00\ub828 \ub9ac\ud2ac \uc804\uc9c0 \uad00\ub828\uc8fc\ub85c \uc774\uc288\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>2\ucc28\uc804\uc9c0 \uad00\ub828 \uc0b0\uc5c5\uc740 \ucd94\ud6c4\uc5d0 \ub530\ub85c \ud3ec\uc2a4\ud305\uc5d0\uc11c \uc790\uc138\ud788 \ub2e4\ub8e8\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uc804\uae30\ucc28 \ubc30\ud130\ub9ac \ubd80\ubb38\uc758 2\ucc28\uc804\uc9c0 \ub9d0\uace0\ub3c4 \uc218\ud61c\ub97c \ubc1b\uc744 \uc218 \uc788\ub294 \uc0b0\uc5c5\uc774 \ub610 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c \uce5c\ud658\uacbd\uc5d0\ub108\uc9c0 \uc0b0\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%B9%9C%ED%99%98%EA%B2%BD%EC%97%90%EB%84%88%EC%A7%80_%EC%82%B0%EC%97%85\"><\/span><strong>\uce5c\ud658\uacbd\uc5d0\ub108\uc9c0 \uc0b0\uc5c5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>\ud48d\ub825, \ud0dc\uc591\uad11 \ubc1c\uc804 \ub4f1\uc758 \uce5c\ud658\uacbd\uc5d0\ub108\uc9c0 \uc0b0\uc5c5\uc740 \uc790\ub3d9\ucc28, \uc804\uae30 \ubc30\ud130\ub9ac \uc0b0\uc5c5\uacfc\ub294 \ub2e4\ub974\uac8c \uc138\uc138\ud55c \uc81c\uc57d \uc0ac\ud56d\uc774 \uc5c6\uc5b4\uc11c \uad6d\ub0b4 \uc0b0\uc5c5\uc758 \uc218\ucd9c \uc99d\uac00\ub97c \uae30\ub300\ud574 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uc6b0\uc120 \ud0dc\uc591\uad11 \ubc1c\uc804 \uad00\ub828 \uae30\uc5c5\uc744 \uba3c\uc800 \uc18c\uac1c\ud574\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt;\"><strong>\ud0dc\uc591\uad11 \ubc1c\uc804 \uad00\ub828\uc8fc<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-445\" src=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EC%88%98%ED%98%9C-%EC%82%B0%EC%97%85-%ED%83%9C%EC%96%91%EA%B4%91-%EB%B0%9C%EC%A0%84.jpg?resize=765%2C534&#038;ssl=1\" alt=\"IRA \ubc95\uc548 \uc218\ud61c \uc0b0\uc5c5 \ud0dc\uc591\uad11 \ubc1c\uc804\" width=\"765\" height=\"534\" srcset=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EC%88%98%ED%98%9C-%EC%82%B0%EC%97%85-%ED%83%9C%EC%96%91%EA%B4%91-%EB%B0%9C%EC%A0%84.jpg?w=765&amp;ssl=1 765w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EC%88%98%ED%98%9C-%EC%82%B0%EC%97%85-%ED%83%9C%EC%96%91%EA%B4%91-%EB%B0%9C%EC%A0%84.jpg?resize=300%2C209&amp;ssl=1 300w\" sizes=\"(max-width: 765px) 100vw, 765px\" \/><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>\ud55c\ud654\uc194\ub8e8\uc158<\/li>\n<\/ul>\n<p>\ud55c\ud654 \uc194\ub8e8\uc158\uc740 \ud0dc\uc591\uad11 \uc5f0\uad6c, \uac1c\ubc1c \ubc0f \ud22c\uc790, \uc138\uacc4\uc801\uc778 \uc218\uc900\uc758 \uae30\uc220\ub825\uacfc \uaddc\ubaa8\ub97c \uac16\ucd94\uace0 \uc788\uc73c\uba70 2014\ub144\ubd80\ud130 \ud0dc\uc591\uad11 \ubc1c\uc804 \ud575\uc2ec \uc18c\uc7ac\uc778 \ud3f4\ub9ac\uc2e4\ub9ac\ucf58\uc744 \uc0dd\uc0b0 \uc911\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>HD\ud604\ub300\uc5d0\ub108\uc9c0\uc194\ub8e8\uc158<\/li>\n<\/ul>\n<p>\ud604\ub300\uc5d0\ub108\uc9c0\uc194\ub8e8\uc158\uc740 \ud0dc\uc591\uad11 \ubaa8\ub4c8 \ud310\ub9e4\ub97c \uc8fc\uc694 \uc0ac\uc5c5\uc73c\ub85c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>OCI<\/li>\n<\/ul>\n<p>OCI\ub294 \ubbf8\uad6d\uc5d0 \uc9c4\ucd9c\ud558\uc5ec \ud0dc\uc591\uad11 \ubc1c\uc804\uc744 \ud558\uace0 \uc788\ub294 \uae30\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc5d0\uc2a4\uc5d0\ub108\uc9c0<\/li>\n<\/ul>\n<p>\uc5d0\uc2a4\uc5d0\ub108\uc9c0\ub294 \ud0dc\uc591\uc804\uc9c0 \ubaa8\ub4c8 \uc81c\uc870 \ubc0f \ud0dc\uc591\uad11 \ubc1c\uc804 \uc2dc\uc2a4\ud15c \uc124\uce58, \ubc1c\uc804 \uc0ac\uc5c5\uc744 \uc8fc\uc694 \uc0ac\uc5c5\uc73c\ub85c \uc601\uc704\ud558\ub294 \uae30\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc2e0\uc131\uc774\uc5d4\uc9c0<\/li>\n<\/ul>\n<p>\uc2e0\uc131\uc774\uc5d4\uc9c0\ub294 \ud0dc\uc591\uad11 \ubc1c\uc804\uc758 \ubaa8\ub4e0 \uac83\uc744 \uc81c\uacf5\ud558\ub294 &#8216;\uc6d0\uc2a4\ud0d1 \uc194\ub77c \uc194\ub8e8\uc158&#8217;\uc744 \uc81c\uacf5\ud558\uace0 \uc788\ub294 \uae30\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ub300\uc131\ud30c\uc778\ud14d<\/li>\n<\/ul>\n<p>\ub300\uc131\ud30c\uc778\ud14d\uc740 \ud0dc\uc591\uc5f4\ub85c \uc791\ub3d9\ud558\ub294 \uc628\uc218\uae30\ub97c \uc81c\uc870\ud558\ub294 \uae30\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ud30c\ub8e8<\/li>\n<\/ul>\n<p>\ud30c\ub8e8\ub294 \ud0dc\uc591\uad11 \ubc1c\uc804, \uc704\uc0dd\ud658\uacbd\uc0ac\uc5c5, \uc778\uc1c4\uc804\uc790\uc0ac\uc5c5 \ub4f1\uc744 \ud558\ub294 \uae30\uc5c5\uc73c\ub85c \ud0dc\uc591\uad11 \ubc1c\uc804\uc758 \uc8fc\uc694\ubd80\ud488\uc778 \ud0dc\uc591\uad11 \ucd94\uc801\uc7a5\uce58\uac00 \ub9e4\ucd9c\uc758 \ub300\ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\ub294 \uae30\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ub300\uba85\uc5d0\ub108\uc9c0<\/li>\n<\/ul>\n<p>\ub300\uba85\uc5d0\ub108\uc9c0\ub294 \ud0dc\uc591\uad11 \ubc1c\uc804\uc18c\ub97c \uac74\uc124, \uc2dc\uacf5\uc744 \ub2f4\ub2f9\ud558\uace0 \uc788\ub294 \uad6d\ub0b4 \uae30\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uc774 \ubc16\uc5d0\ub3c4 \ub2e4\uc591\ud55c \ud0dc\uc591\uad11 \ubc1c\uc804 \uad00\ub828 \uae30\uc5c5\ub4e4\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud48d\ub825 \ubc1c\uc804 \uad00\ub828 \uc0b0\uc5c5\uc740 \ubb34\uc5c7\uc774 \uc788\uc744\uae4c\uc694?<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-size: 14pt;\">\ud48d\ub825 \ubc1c\uc804 \uad00\ub828\uc8fc<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-444\" src=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EC%88%98%ED%98%9C-%ED%92%8D%EB%A0%A5%EB%B0%9C%EC%A0%84.jpg?resize=640%2C352&#038;ssl=1\" alt=\"IRA \ubc95\uc548 \uc218\ud61c \ud48d\ub825\ubc1c\uc804\" width=\"640\" height=\"352\" srcset=\"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EC%88%98%ED%98%9C-%ED%92%8D%EB%A0%A5%EB%B0%9C%EC%A0%84.jpg?w=640&amp;ssl=1 640w, https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/IRA-%EB%B2%95%EC%95%88-%EC%88%98%ED%98%9C-%ED%92%8D%EB%A0%A5%EB%B0%9C%EC%A0%84.jpg?resize=300%2C165&amp;ssl=1 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\ud48d\ub825 \ubc1c\uc804\uc740 \uc721\uc0c1\ud48d\ub825\ubc1c\uc804\uacfc \ud574\uc0c1\ud48d\ub825\ubc1c\uc804\uc73c\ub85c \uc774\ub8e8\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4. \ud48d\ub825\ubc1c\uc804\uacfc \uadf8\uc640 \uad00\ub828\ud55c \uc218\ud61c \uae30\uc5c5 \ub4f1\uc5d0 \ub300\ud55c \ube14\ub85c\uadf8 \ub0b4 \ud3ec\uc2a4\ud305\uc744 \ucc38\uace0\ud558\uc2dc\uba74 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p class=\"entry-title\" style=\"text-align: center;\"><span style=\"color: #0000ff;\"><strong><a style=\"color: #0000ff;\" href=\"https:\/\/finance-bepang.com\/economy\/sk%ec%98%a4%ec%85%98%ed%94%8c%eb%9e%9c%ed%8a%b8\/\" rel=\"bookmark\">\ud574\uc0c1\ud48d\ub825\ubc1c\uc804\uacfc SK\uc624\uc158\ud50c\ub79c\ud2b8 \ubc0f \uad00\ub828 \uc0b0\uc5c5 \uc804\ub9dd(2023.08)<\/a><\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%A7%88%EC%B9%98%EB%A9%B0\"><\/span><strong>\ub9c8\uce58\uba70<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\ubbf8\uad6d IRA \ubc95\uc548\uc758 \ub73b\uacfc \uc8fc\uc694 \ub0b4\uc6a9\uc744 \uc0b4\ud3b4\ubcf4\uace0 \uadf8 \uc601\ud5a5\uc774 \uad6d\ub0b4 \uc0b0\uc5c5\uc5d0 \uc5b4\ub5bb\uac8c \ubbf8\uce58\uace0 \uc788\ub294\uc9c0 \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4. IRA \ubc95\uc548\uc740 \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95 \ubc95\uc548\uc774\ub77c\ub294 \ubc95\uc548 \uc774\ub984\uacfc\ub294 \ub2e4\ub974\uac8c \uce5c\ud658\uacbd\uc5d0\ub108\uc9c0\uc5d0 \ub9ce\uc740 \uad00\uc810\uc774 \ub9de\ucd94\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\ub9cc \uc138\ubd80 \ubc95\uc548\uc744 \uc0b4\ud3b4\ubcf4\uba74 \ubbf8,\uc911 \ubb34\uc5ed \uac08\ub4f1\uacfc \ub7ec,\uc6b0 \uc804\uc7c1\uc73c\ub85c \uc778\ud55c \uc5d0\ub108\uc9c0 \ud655\ubcf4 \ub4f1 \uad6d\uc81c \uc815\uc138\ub97c \uc0b0\uc5c5\uc5d0 \uc774\uc6a9\ud558\ub824\ub294 \ubaa9\uc801\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc804\uae30\ucc28 \uc2dc\uc7a5\uc5d0 \uc788\uc5b4\uc11c \ubd81\ubbf8 \uc9c0\uc5ed\uc740 \uc774\ubbf8 \ud3ec\ud654\ub41c \uc911\uad6d \uc2dc\uc7a5\uacfc\ub294 \ub2e4\ub974\uac8c \uc6b0\ub9ac \uae30\uc5c5\ub4e4\uc774 \uc9c4\ucd9c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2\ucc28\uc804\uc9c0 \uad00\ub828 \uc0b0\uc5c5 \ub610\ud55c \uc911\uad6d\uc0b0 \uc6d0\uc7ac\ub8cc\ub97c \ub300\uccb4 \ud560 \uc218 \uc788\ub294 \ub300\uccb4\uc7ac \ub9c8\ub828\uc774 \uc2dc\uae09\ud574 \ubcf4\uc785\ub2c8\ub2e4. \uc815\ubd80\uc640 \uae30\uc5c5 \ud558\ub098\uac00 \ub418\uc5b4 \uc81c 2\uc758 \ubc18\ub3c4\uccb4 \uc0b0\uc5c5\uc744 \ub9cc\ub4e4\uc5b4 \ub098\uac00\uae38 \uae30\ub300\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uc774 \ud3ec\uc2a4\ud305\uc774 \ub3c4\uc6c0\uc774 \ub418\uc168\ub2e4\uba74 \ube14\ub85c\uadf8 \ub0b4 \ub2e4\ub978 \ud3ec\uc2a4\ud305\ub3c4 \ucc38\uace0\ud574\ubcf4\uc138\uc694.<\/p>\n<p>\uc81c \ube14\ub85c\uadf8\ub294 \ub3c8\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \uc774\uc57c\uae30\ub97c \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc\uae4c\uc9c0 \uc5b8\ub860\uc5d0\uc11c \ubbf8\uad6d IRA \ubc95\uc548 \uad00\ub828 \ub274\uc2a4\uac00 \uc885\uc885 \ub098\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ub85c \uc804\uae30\ucc28\uc640 \uad00\ub828\ud55c \ub274\uc2a4\uc5d0\uc11c \ub9ce\uc774 \uc5b8\uae09\ub418\uace0 \uc788\uc8e0. \uc624\ub298\uc740 IRA \ubc95\uc548\uc758 \ub73b\uacfc \uc8fc\uc694\ub0b4\uc6a9, \uadf8\ub9ac\uace0 \uadf8\ub85c \uc778\ud574 \uc6b0\ub9ac \uc0b0\uc5c5\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ub07c\uce58\ub294 \uc9c0\uc5d0 \ub300\ud574\uc11c \ud3ec\uc2a4\ud305\uc744 \ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d IRA \ubc95\uc548\uc774 \uc804\uae30\ucc28 \uad00\ub828 \ubc95\uc548\uc774\ub77c\uace0\ub9cc \uc54c\uace0 \uacc4\uc2e0 \ubd84\ub4e4\uc774 \ub9ce\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc73c\ub85c \ubb34\uc5c7\uc778\uc9c0 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. &nbsp; IRA \ubc95\uc548\uc774\ub780? &nbsp; \ubbf8\uad6d IRA &#8230; <a title=\"\ubbf8\uad6d IRA \ubc95\uc548 \ub73b\uacfc \uc8fc\uc694 \ub0b4\uc6a9 , \uad6d\ub0b4 3\uac00\uc9c0 \uc0b0\uc5c5 \ubd84\uc57c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\" class=\"read-more\" href=\"https:\/\/finance-bepang.com\/economy\/ira-%eb%b2%95%ec%95%88\/\" aria-label=\"More on \ubbf8\uad6d IRA \ubc95\uc548 \ub73b\uacfc \uc8fc\uc694 \ub0b4\uc6a9 , \uad6d\ub0b4 3\uac00\uc9c0 \uc0b0\uc5c5 \ubd84\uc57c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":446,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/08\/%EC%8D%B8%EB%84%A4%EC%9D%BC.jpg?fit=682%2C479&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts\/441"}],"collection":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/comments?post=441"}],"version-history":[{"count":3,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts\/441\/revisions"}],"predecessor-version":[{"id":448,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts\/441\/revisions\/448"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/media\/446"}],"wp:attachment":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/media?parent=441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/categories?post=441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/tags?post=441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}