{"id":599,"date":"2023-09-01T17:54:22","date_gmt":"2023-09-01T08:54:22","guid":{"rendered":"https:\/\/finance-bepang.com\/?p=599"},"modified":"2023-09-01T17:54:22","modified_gmt":"2023-09-01T08:54:22","slug":"%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88","status":"publish","type":"post","link":"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/","title":{"rendered":"\uc5f0\uae08\uc800\ucd95\uacc4\uc88c \uc138\uc561\uacf5\uc81c \ubc0f \uc138\uae08, \uc911\ub3c4 \uc778\ucd9c \ubc0f \ud574\uc9c0 \uc2dc \uc720\uc758\uc0ac\ud56d (2023\ub144 \uac1c\uc815\ud310)"},"content":{"rendered":"<p>\uc774\ubc88 \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uc5d0 \uad00\ud574\uc11c \ub2e4\ub904\ubcfc\uae4c \ud569\ub2c8\ub2e4. \uc808\uc138\ub97c \ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c \uc911\uac1c\ud615 ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c), \uac1c\uc778\ud615 IRP(\uac1c\uc778\ud1f4\uc9c1\uc5f0\uae08\uacc4\uc88c)\uc640 \uc624\ub298 \ub2e4\ub8f0 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uc138\uc561\uacf5\uc81c\ub85c \ud658\uae09 \ubc1b\uae30 \uc704\ud574\uc11c \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8\ubb38\uc744 \ud1b5\ud574\uc11c \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub780 \ubb34\uc5c7\uc774\uba70, \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\/\ubcf4\ud5d8\uc758 \ucc28\uc774\uc810, \uc138\uc561\uacf5\uc81c \ubc0f \uc138\uae08\uc5d0 \uad00\ud55c \uc815\ubcf4 \uac1c\uc778\ud1f4\uc9c1\uc5f0\uae08\uacc4\uc88c(IRP)\uacfc \ube44\uad50\ud558\uc5ec \uc54c\uc544\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uc911\uac1c\ud615 ISA\uc640 \uac1c\uc778\ud615 IRP\uc744 \ub2e4\ub8ec \ud3ec\uc2a4\ud305\uc774 \uc774\ubbf8 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ub0b4\uc6a9\uc774 \uad81\uae08\ud558\uc2e0 \ubd84\uc740 \uc544\ub798\uc5d0 \ube14\ub85c\uadf8 \ub0b4 \uad00\ub828 \ud3ec\uc2a4\ud305 \ub9c1\ud06c\ub97c \ub0a8\uaca8 \ub193\uc558\uc73c\ub2c8 \uba3c\uc800 \uc77d\uc5b4\ubcf4\uc2dc\ub294 \uac83\uc744 \uad8c\ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"bE3dc26U04\"><p><a href=\"https:\/\/finance-bepang.com\/economy\/%ec%a4%91%ea%b0%9c%ed%98%95-isa-%ec%9e%a5%eb%8b%a8%ec%a0%90-%ed%99%9c%ec%9a%a9%eb%b0%a9%eb%b2%95\/\">\uc911\uac1c\ud615 ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c) \uc7a5\ub2e8\uc810 5\uac00\uc9c0, \ud65c\uc6a9 \ubc29\ubc95, \ub9cc\ub4e4\uae30<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\uc911\uac1c\ud615 ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c) \uc7a5\ub2e8\uc810 5\uac00\uc9c0, \ud65c\uc6a9 \ubc29\ubc95, \ub9cc\ub4e4\uae30&#8221; &#8212; \ubca0\ud321\uc758 \ub3c8\uc774\ub418\ub294 \uc774\uc57c\uae30\" src=\"https:\/\/finance-bepang.com\/economy\/%ec%a4%91%ea%b0%9c%ed%98%95-isa-%ec%9e%a5%eb%8b%a8%ec%a0%90-%ed%99%9c%ec%9a%a9%eb%b0%a9%eb%b2%95\/embed\/#?secret=qrrEQdjevq#?secret=bE3dc26U04\" data-secret=\"bE3dc26U04\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"p5kNCwxavC\"><p><a href=\"https:\/\/finance-bepang.com\/economy\/%ea%b0%9c%ec%9d%b8%ed%98%95-%ed%87%b4%ec%a7%81%ec%97%b0%ea%b8%88-irp\/\">\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08 IRP \uc7a5\ub2e8\uc810\uacfc \ud574\uc9c0 \ubc0f \uac1c\uc124, \ud22c\uc790 \ud65c\uc6a9\ubc29\ubc95,(2023\ub144\uae30\uc900)<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08 IRP \uc7a5\ub2e8\uc810\uacfc \ud574\uc9c0 \ubc0f \uac1c\uc124, \ud22c\uc790 \ud65c\uc6a9\ubc29\ubc95,(2023\ub144\uae30\uc900)&#8221; &#8212; \ubca0\ud321\uc758 \ub3c8\uc774\ub418\ub294 \uc774\uc57c\uae30\" src=\"https:\/\/finance-bepang.com\/economy\/%ea%b0%9c%ec%9d%b8%ed%98%95-%ed%87%b4%ec%a7%81%ec%97%b0%ea%b8%88-irp\/embed\/#?secret=4024DXuOK4#?secret=p5kNCwxavC\" data-secret=\"p5kNCwxavC\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub780 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div 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6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EA%B3%84%EC%A2%8C\" title=\"\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\">\uc5f0\uae08\uc800\ucd95\uacc4\uc88c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%ED%88%AC%EC%9E%90%EA%B0%80%EB%8A%A5_%EC%83%81%ED%92%88\" title=\"\ud22c\uc790\uac00\ub2a5 \uc0c1\ud488\">\ud22c\uc790\uac00\ub2a5 \uc0c1\ud488<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95_%EC%A2%85%EB%A5%98%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%ED%8E%80%EB%93%9C%EB%B3%B4%ED%97%98_%EC%B0%A8%EC%9D%B4%EC%A0%90\" title=\"\uc5f0\uae08\uc800\ucd95 \uc885\ub958(\uc5f0\uae08\uc800\ucd95\ud380\ub4dc\/\ubcf4\ud5d8 \ucc28\uc774\uc810)\">\uc5f0\uae08\uc800\ucd95 \uc885\ub958(\uc5f0\uae08\uc800\ucd95\ud380\ub4dc\/\ubcf4\ud5d8 \ucc28\uc774\uc810)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EA%B0%80%EC%9E%85_%EB%8C%80%EC%83%81\" title=\"\uac00\uc785 \ub300\uc0c1\">\uac00\uc785 \ub300\uc0c1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EB%82%A9%EC%9E%85_%ED%95%9C%EB%8F%84\" title=\"\ub0a9\uc785 \ud55c\ub3c4\">\ub0a9\uc785 \ud55c\ub3c4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C%EA%B0%9C%EC%A0%95_%EC%A0%84_%ED%9B%84\" title=\"\uc138\uc561\uacf5\uc81c(\uac1c\uc815 \uc804, \ud6c4)\">\uc138\uc561\uacf5\uc81c(\uac1c\uc815 \uc804, \ud6c4)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EC%97%B0%EA%B8%88_%EC%88%98%EB%A0%B9_%EC%8B%9C_%EC%84%B8%EA%B8%88%EC%97%B0%EA%B8%88%EC%86%8C%EB%93%9D%EC%84%B8\" title=\"\uc5f0\uae08 \uc218\ub839 \uc2dc \uc138\uae08(\uc5f0\uae08\uc18c\ub4dd\uc138)\">\uc5f0\uae08 \uc218\ub839 \uc2dc \uc138\uae08(\uc5f0\uae08\uc18c\ub4dd\uc138)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EC%A4%91%EB%8F%84_%EC%9D%B8%EC%B6%9C_%EB%B0%8F_%ED%95%B4%EC%A7%80%EC%9D%BC%EC%8B%9C%EA%B8%88_%EC%88%98%EB%A0%B9_%EC%8B%9C_%EC%9C%A0%EC%9D%98_%EC%82%AC%ED%95%AD%EC%84%B8%EA%B8%88_%ED%8F%AC%ED%95%A8\" title=\"\uc911\ub3c4 \uc778\ucd9c \ubc0f \ud574\uc9c0(\uc77c\uc2dc\uae08 \uc218\ub839) \uc2dc \uc720\uc758 \uc0ac\ud56d(\uc138\uae08 \ud3ec\ud568)\">\uc911\ub3c4 \uc778\ucd9c \ubc0f \ud574\uc9c0(\uc77c\uc2dc\uae08 \uc218\ub839) \uc2dc \uc720\uc758 \uc0ac\ud56d(\uc138\uae08 \ud3ec\ud568)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/#%EB%A7%88%EC%B9%98%EB%A9%B0\" title=\"\ub9c8\uce58\uba70\">\ub9c8\uce58\uba70<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EA%B3%84%EC%A2%8C\"><\/span><strong>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub294 \uac1c\uc778\uc758 \ub178\ud6c4\ub300\ube44\uc790\uae08 \ud615\uc131\uc774 \ubaa9\uc801\uc774\uba70, \uc77c\uc815 \uae30\uac04 \ub0a9\uc785 \ud6c4 \uc5f0\uae08\ud615\ud0dc\ub85c \uc778\ucd9c\ud558\uba74 \uc5f0\uae08\uc18c\ub4dd\uc73c\ub85c \uacfc\uc138\ub418\uc5b4 \uc138\uc81c\ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uae08\uc735 \uc0c1\ud488\uc774\uba70 \uc5f0\uae08\uacc4\uc88c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc5f0\uae08 \uc218\ub839\uc740 \ub9cc 55\uc138 \uc774\ud6c4, \ub0a9\uc785\uae30\uac04 5\ub144 \uc774\uc0c1\uc778 \uacbd\uc6b0 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc0c1\ud488\uba85\uc5d0 \uc5f0\uae08 \ud639\uc740 \uc5f0\uae08\uc800\ucd95\uc774\ub77c\ub294 \uc6a9\uc5b4\uac00 \uc4f0\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<figure style=\"width: 1062px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"size-full\" src=\"https:\/\/i0.wp.com\/blog.kakaocdn.net\/dn\/wpBHX\/btssNsWptXb\/IIyuWKkZmIZRXlfUKnrfHk\/img.jpg?resize=1072%2C307&#038;ssl=1\" alt=\"\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub780\" width=\"1072\" height=\"307\" \/><figcaption class=\"wp-caption-text\">\ucd9c\ucc98 : \uc0bc\uc131\uc99d\uad8c<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>\uc5f0\uae08\uacc4\uc88c\ub294 \uc5f0\uae08\uc800\ucd95\uacfc \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\ub97c \ud1b5\ub4e4\uc5b4\uc11c \uc5f0\uae08\uacc4\uc88c\ub77c\uace0 \ud569\ub2c8\ub2e4. \uc774 \ub9d0\uc740 \uc989, \uc5f0\uae08\uc800\ucd95\uc740 \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uc640 \ube44\uc2b7\ud55c \uc810\ub3c4 \uc788\uc9c0\ub9cc \uc57d\uac04\uc758 \ucc28\uc774\uc810\ub3c4 \uc788\ub2e4\ub294 \ub9d0\uacfc \ube44\uc2b7\ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub450 \uc0c1\ud488\uc774 \ud569\uc0b0\ub418\uc5b4 \ucc45\uc815\ub418\ub294 \uac83\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4. \uc544\ub798\uc5d0\uc11c \uc790\uc138\ud788 \ub2e4\ub904\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uc640 \ube44\uad50\ud558\uc5ec \ud55c\ubc88 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%ED%88%AC%EC%9E%90%EA%B0%80%EB%8A%A5_%EC%83%81%ED%92%88\"><\/span><strong>\ud22c\uc790\uac00\ub2a5 \uc0c1\ud488<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>\uc5f0\uae08\uc800\ucd95\uc758 \ud22c\uc790 \uac00\ub2a5 \uc0c1\ud488\uc740 \ub300\ud45c\uc801\uc73c\ub85c \uc2e4\uc801\ubc30\ub2f9\ud615\uc0c1\ud488(\ud380\ub4dc)\uc640 \ub9ac\uce20(REITs), ETF\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uc758 \uacbd\uc6b0\ub294 \uc704 \uc0c1\ud488\uacfc \ub354\ubd88\uc5b4 \uc6d0\ub9ac\uae08\ubcf4\uc7a5\ud615 \uc0c1\ud488(\uc815\uae30 \uc608\uae08)\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc \uc5f0\uae08\uc800\ucd95\uc758 \uacbd\uc6b0\ub294 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9ac\uce20\uc5d0 \uad00\ud55c \uc815\ubcf4\ub294 <span style=\"color: #0000ff;\"><strong><a style=\"color: #0000ff;\" href=\"https:\/\/finance-bepang.com\/economy\/%eb%a6%ac%ec%b8%a0reits%eb%9e%80-%eb%a6%ac%ec%b8%a0-%ed%88%ac%ec%9e%90-%ec%9e%a5%eb%8b%a8%ec%a0%90\/\">\uc774 \uae00<\/a><\/strong><\/span>\uc744 \ud1b5\ud574\uc11c \ucc38\uace0\ud574\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\ud22c\uc790\uac00\ub2a5 \ube44\uc728 \ub610\ud55c \ucc28\uc774\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc758 \uacbd\uc6b0 \uc2e4\uc801\ubc30\ub2f9\ud615\uc0c1\ud488(\ud380\ub4dc)\uc5d0 100%\uc758 \ub0a9\uc785\uae08\uc744 \ud22c\uc790 \uac00\ub2a5\ud558\uc9c0\ub9cc \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uc758 \uacbd\uc6b0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c 70%\uae4c\uc9c0\ub9cc \uac00\ub2a5\ud558\uba70 30%\ub294 \uc6d0\ub9ac\uae08\ubcf4\uc7a5\ud615 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95_%EC%A2%85%EB%A5%98%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%ED%8E%80%EB%93%9C%EB%B3%B4%ED%97%98_%EC%B0%A8%EC%9D%B4%EC%A0%90\"><\/span><strong>\uc5f0\uae08\uc800\ucd95 \uc885\ub958(\uc5f0\uae08\uc800\ucd95\ud380\ub4dc\/\ubcf4\ud5d8 \ucc28\uc774\uc810)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>IRP\uc758 \uacbd\uc6b0\ub3c4 \uac1c\uc778\ud615 IRP\uc640 \uae30\uc5c5\ud615 IRP\ub85c \ub098\ub258\ub4ef\uc774 \uc5f0\uae08\uc800\ucd95 \ub610\ud55c \ud604\uc7ac\ub294 \uc885\ub958\uac00 \ud06c\uac8c \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\uc640 \uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8\uc73c\ub85c \ub098\ub258\uc5b4\uc9d1\ub2c8\ub2e4. \uacfc\uac70\uc5d0\ub294 \uc740\ud589\uc5d0\uc11c \uac00\uc785\ud558\ub294 \uc5f0\uae08\uc800\ucd95\uc2e0\ud0c1\ub3c4 \uc788\uc5c8\uc9c0\ub9cc 2018\ub144 \uc774\ud6c4 \ud310\ub9e4\uac00 \uc911\uc9c0\ub418\uba70 \ud604\uc7ac\ub294 \ub354 \uc774\uc0c1 \uac00\uc785\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<div><center><br \/>\n<a class=\"myButton\" href=\"http:\/\/www.insightkorea.co.kr\/news\/articleView.html?idxno=117186\" rel=\"noopener\">\uad00\ub828\uae30\uc0ac \ubcf4\ub7ec\uac00\uae30<\/a><\/center><\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>\uc704\uc758 \uae30\uc0ac\ub294 \uc778\uc0ac\uc774\ud2b8\ucf54\ub9ac\uc544\uc758 \uae30\uc0ac\ub85c \ub298\uc5b4\uac00\ub294 1\uc778 \uac00\uad6c\uc758 \ub178\ud6c4\ub300\ube44\uc790\uae08 \ud615\uc131\uc73c\ub85c \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\ub97c \ucd94\ucc9c\ud558\ub294 \uc99d\uad8c\uc5c5\uacc4 \uc804\ubb38\uac00\uc758 \uc5b8\uae09\uc744 \uc778\uc6a9\ud558\uc5ec \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\uc758 \uc7a5\uc810\uc744 \uc124\uba85\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9e7\uc740 \uae30\uc0ac\uae00\uc774\ub2c8 \ud55c\ubc88 \uc77d\uc5b4\ubcf4\uc2dc\ub294 \uac83\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub9ce\uc740 \ubd84\ub4e4\uc774 \ucc28\uc774\uc810\uc744 \uad81\uae08\ud574 \ud558\uc2dc\ub294\ub370 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\uc640 \uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8\uc740 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub97c \uc5b4\ub514\uc5d0 \ub9cc\ub4e4\uc5b4\uc11c \uc5b4\ub5a4 \uc0c1\ud488\uc5d0 \ud22c\uc790 \ud558\ub294 \uc9c0\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\ub294 \uac83\uc774\uba70 \ub0a9\uc785 \ubc29\uc2dd, \uc6d0\uae08 \ubcf4\uc7a5 \uc5ec\ubd80, \ud22c\uc790 \uac00\ub2a5 \uc0c1\ud488 \ub4f1\uc758 \ucc28\uc774\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\uc758 \uacbd\uc6b0\ub294 \uc790\uc720\ub86d\uac8c \ub0a9\uc785\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc \ubcf4\ud5d8\uc758 \uacbd\uc6b0\ub294 \uc815\uae30\ub0a9\uc785 \uc0c1\ud488\uc73c\ub85c \ub9e4\ub2ec \uc77c\uc815\uae08\uc561\uc744 \ub0a9\ubd80\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong><span style=\"font-size: 18pt;\">\uc5f0\uae08\uc800\ucd95\uc2e0\ud0c1<br \/>\n<\/span><\/strong><br \/>\n\uc740\ud589\uc5d0\uc11c \uac1c\uc124\ud558\ub294 \uc2e0\ud0c1\uacc4\uc57d\uc774\uba70 2018\ub144 \uc774\ud6c4 \ud310\ub9e4 \uc911\ub2e8\uc73c\ub85c \uc778\ud574 \ud604\uc7ac\ub294 \uc2e0\uaddc \uac00\uc785\uc774 \ubd88\uac00\ub2a5\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc790\uc720\ub0a9\uc785 \ubc29\uc2dd\uc774\uba70 \uc6d0\uae08\ube44\ubcf4\uc7a5 \uc608\uae08\uc790 \ubcf4\ud638\ubc95\uc774 \uc801\uc6a9\ub418\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ud604\uc7ac\ub294 \uc740\ud589\uc5d0\uc11c \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\ub97c \uac1c\uc124\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong><span style=\"font-size: 18pt;\">\uc5f0\uae08\uc800\ucd95\ud380\ub4dc<br \/>\n<\/span><\/strong><br \/>\n\uc740\ud589, \uc790\uc0b0\uc6b4\uc6a9\uc0ac, \uc99d\uad8c\uc0ac\uc5d0\uc11c \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uc5ec \ud380\ub4dc\ub098 \ub9ac\uce20, ETF \uc0c1\ud488\ub4f1\uc5d0 \ud22c\uc790\ud558\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc6d0\uae08 \ube44\ubcf4\uc7a5 \uc0c1\ud488\uc785\ub2c8\ub2e4.<br \/>\n\uc790\uc0b0\uc6b4\uc6a9\uc0ac\ub098 \uc99d\uad8c\uc0ac\uc5d0\uc11c \uac1c\uc124\ud558\uac8c \ub418\uba74 \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \uc608\uae08 \ubcf4\ud638\ub97c \ubc1b\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc740\ud589\uc5d0\uc11c \uac1c\uc124\ud560 \uacbd\uc6b0\ub294 \uc608\uae08\uc790 \ubcf4\ud638\ubc95\uc5d0 \ub530\ub77c \ucd5c\ub300 5,000\ub9cc\uc6d0\uae4c\uc9c0 \ubcf4\ud638 \ubc1b\uc73c\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0\uc5d0\ub294 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc758 \uc885\ub958\uac00 \uc81c\ud55c\uc801\uc774\uace0 ETF \ud22c\uc790 \uc2dc \ub9e4\ub9e4 \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc790\uc0b0\uc6b4\uc6a9\uc0ac\uc5d0\uc11c \uac00\uc785\ud560 \uacbd\uc6b0 ETF \ud22c\uc790 \uc2dc \ub9e4\ub9e4 \uc218\uc218\ub8cc\ub294 \uc5c6\uc9c0\ub9cc \ud574\ub2f9 \uc790\uc0b0\uc6b4\uc6a9\uc0ac\uc5d0\uc11c \uc6b4\uc6a9 \uc911\uc778 \ud380\ub4dc\ub098 ETF\uc5d0\ub9cc \ud22c\uc790\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc99d\uad8c\uc0ac\uc758 \uacbd\uc6b0\ub294 \uc5ec\ub7ec \uc790\uc0b0\uc6b4\uc6a9\uc0ac\ub4e4\uc774 \uc6b4\uc6a9\ud558\ub294 \ub2e4\uc591\ud55c \ud380\ub4dc \ubc0f ETF\uc5d0 \ud22c\uc790 \uac00\ub2a5\ud558\uba70 \ub9e4\ub9e4 \uc218\uc218\ub8cc\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \uac1c\uc778\uc801\uc73c\ub85c \uc99d\uad8c\uc0ac\uc5d0\uc11c \uac00\uc785\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc720\ub9ac\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub294 \uac1c\uc778\ud1f4\uc9c1\uc5f0\uae08(IRP)\uacfc \ub2ec\ub9ac \ud574\uc678\uc0c1\uc7a5 \ud574\uc678 ETF, \ub808\ubc84\ub9ac\uc9c0 ETF, \uc778\ubc84\uc2a4 ETF \uc0c1\ud488\uc5d0\ub294 \ud22c\uc790\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \ud22c\uc790 \uac00\ub2a5\ud55c ETF\uc640 \uad00\ub828\ud558\uc5ec \uad81\uae08\ud55c \ubd84\uc740 \uc544\ub798\uc5d0 \uad00\ub828 \ud3ec\uc2a4\ud305 \ub9c1\ud06c\ub97c \uc774\uc6a9\ud558\uc5ec \ucc38\uace0\ud558\uc5ec \ubcf4\uc138\uc694.<\/p>\n<p>&nbsp;<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"pErGG28z8r\"><p><a href=\"https:\/\/finance-bepang.com\/economy\/%ea%b5%ad%eb%82%b4-etf-%ed%88%ac%ec%9e%90\/\">\uad6d\ub0b4 ETF \ud22c\uc790 \uc124\uba85\uacfc \ucd94\ucc9c \uc774\uc720(\uc7a5\uc810), \ub2e8\uc810 \ubc0f  TIP 5\uac00\uc9c0(\uc8fc\ub9b0\uc774 \ud544\ub3c5)<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\uad6d\ub0b4 ETF \ud22c\uc790 \uc124\uba85\uacfc \ucd94\ucc9c \uc774\uc720(\uc7a5\uc810), \ub2e8\uc810 \ubc0f  TIP 5\uac00\uc9c0(\uc8fc\ub9b0\uc774 \ud544\ub3c5)&#8221; &#8212; \ubca0\ud321\uc758 \ub3c8\uc774\ub418\ub294 \uc774\uc57c\uae30\" src=\"https:\/\/finance-bepang.com\/economy\/%ea%b5%ad%eb%82%b4-etf-%ed%88%ac%ec%9e%90\/embed\/#?secret=snX2c6ULJn#?secret=pErGG28z8r\" data-secret=\"pErGG28z8r\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"CvMHHzBCJU\"><p><a href=\"https:\/\/finance-bepang.com\/economy\/%ed%95%b4%ec%99%b8-etf-%ec%88%9c%ec%9c%84\/\">\uad6d\ub0b4\uc0c1\uc7a5 \ud574\uc678 ETF \uc21c\uc704 TOP10, \ucd94\ucc9c \ubc0f \uc138\uae08(\uc591\ub3c4,\ubc30\ub2f9\uc18c\ub4dd\uc138)<\/a><\/p><\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\uad6d\ub0b4\uc0c1\uc7a5 \ud574\uc678 ETF \uc21c\uc704 TOP10, \ucd94\ucc9c \ubc0f \uc138\uae08(\uc591\ub3c4,\ubc30\ub2f9\uc18c\ub4dd\uc138)&#8221; &#8212; \ubca0\ud321\uc758 \ub3c8\uc774\ub418\ub294 \uc774\uc57c\uae30\" src=\"https:\/\/finance-bepang.com\/economy\/%ed%95%b4%ec%99%b8-etf-%ec%88%9c%ec%9c%84\/embed\/#?secret=GipaNlCfVb#?secret=CvMHHzBCJU\" data-secret=\"CvMHHzBCJU\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong><span style=\"font-size: 18pt;\">\uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8<br \/>\n<\/span><\/strong><br \/>\n\ubcf4\ud5d8\uc0ac\uc5d0\uc11c \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uc5ec \ubcf4\ud5d8 \uc0c1\ud488\uc5d0\ub9cc \ud22c\uc790\ud558\ub294 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ud380\ub4dc\uc640 \ub2e4\ub974\uac8c \ud380\ub4dc, ETF, \ub9ac\uce20 \ub4f1\uc5d0\ub294 \ud22c\uc790\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \ub9e4\ub2ec \uc77c\uc815\ud55c \ub0a9\uc785\uae08\uc744 \ub0a9\ubd80\ud574\uc57c \ud558\uba70 \uc218\uc775\ub960\ub3c4 \uc740\ud589 \uc801\uae08\uc5d0 \ube44\ud574 \ub0ae\uc740\ud3b8\uc785\ub2c8\ub2e4. \uc608\uae08\uc790\ubcf4\ud638\ubc95\uc774 \uc801\uc6a9 \ub418\uc5b4 \uc608\uae08\uc561\uc744 \ucd5c\ub300 5,000\ub9cc\uc6d0\uae4c\uc9c0 \ubcf4\ud638 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70 \uc6d0\uae08\ubcf4\uc7a5\ud615 \uc0c1\ud488\uc785\ub2c8\ub2e4. \uc800\uc758 \uacbd\uc6b0\uc5d0\ub294 \ub9e4\ub2ec \uc77c\uc815 \ub0a9\uc785\uae08\uc744 \ub0a9\uc785\ud574\uc57c \ud558\ub294 \uac83\uc774 \ubd80\ub2f4\ub418\uace0 \uc218\uc775\ub960 \ub610\ud55c \ub0ae\uc740\ud3b8\uc774\ub77c \uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8\uc740 \uac00\uc785\ud558\uc9c0 \uc54a\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\uc544\ub798\uc758 \uc790\ub8cc\ub294 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc(\uc740\ud589, \uc790\uc0b0\uc6b4\uc6a9\uc0ac, \uc99d\uad8c\uc0ac)\uc640 \uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8 \uc0c1\ud488 \ud2b9\uc9d5\uc5d0 \ub300\ud55c \uac04\ub2e8\ud55c \uc815\ub9ac \uc790\ub8cc\uc774\uba70 \ud574\ub2f9 \ub0b4\uc6a9\uc740 \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c\uc5d0\uc11c \ubc1c\ucdcc\ud55c \uc790\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<figure style=\"width: 675px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"size-full\" src=\"https:\/\/i0.wp.com\/blog.kakaocdn.net\/dn\/TX6vH\/btssHyv3QqX\/Qs2NFEkqzVrphKWOpVjjl0\/img.jpg?resize=685%2C365&#038;ssl=1\" alt=\"\uc5f0\uae08\uc800\ucd95\uacc4\uc88c \uae08\uc735\uad8c\uc5ed\ubcc4 \uc0c1\ud488 \ud2b9\uc9d5\" width=\"685\" height=\"365\" \/><figcaption class=\"wp-caption-text\">\ucd9c\ucc98 : \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EA%B0%80%EC%9E%85_%EB%8C%80%EC%83%81\"><\/span><strong>\uac00\uc785 \ub300\uc0c1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uc758 \uacbd\uc6b0 \uadfc\ub85c \uc18c\ub4dd\uc774 \uc788\uc5b4\uc57c \uac00\uc785\uc774 \uac00\ub2a5\ud55c \ubc18\uba74<br \/>\n\uc5f0\uae08\uc800\ucd95\uc758 \uacbd\uc6b0\ub294 \uc5f0\ub839\uc81c\ud55c \uc5c6\uc774 \ub204\uad6c\ub098 \uac00\uc785 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uacfc\uc758 \ucc28\uc774\uc810\uc774\ub77c\uace0 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EB%82%A9%EC%9E%85_%ED%95%9C%EB%8F%84\"><\/span><strong>\ub0a9\uc785 \ud55c\ub3c4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>\uc5f0 \ub0a9\uc785 \ud55c\ub3c4\ub294 \ucd5c\ub300 1,800\ub9cc\uc6d0\uae4c\uc9c0 \uac00\ub2a5\ud569\ub2c8\ub2e4.<br \/>\n\ub2e8, \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uacfc \ud568\uaed8 \uc6b4\uc6a9 \uc2dc\uc5d0\ub3c4 \ud569\uc0b0\ud558\uc5ec \uc5f0 \ucd5c\ub300 1,800\ub9cc\uc6d0\uc774\ub77c\ub294 \uc810\uc744 \uc720\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%84%B8%EC%95%A1%EA%B3%B5%EC%A0%9C%EA%B0%9C%EC%A0%95_%EC%A0%84_%ED%9B%84\"><\/span><strong>\uc138\uc561\uacf5\uc81c(\uac1c\uc815 \uc804, \ud6c4)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>\uc5f0\uae08\uc800\ucd95\ub9cc \uc788\uc744 \uacbd\uc6b0\uc640 \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uc640 \ud569\uc0b0 \ud560 \uacbd\uc6b0\uc758 \uc138\uc561\uacf5\uc81c\ud55c\ub3c4\uc640 \uc138\uc561\uacf5\uc81c\uc728, \uc138\uc561\uacf5\uc81c\uae08\uc744 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uc138\uc561\uacf5\uc81c\uc561\uc744 \ud658\uae09 \ubc1b\uc744 \uc218 \uc788\uc73c\ub2c8 \uc790\uc138\ud788 \uc77d\uc5b4\ubcf4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-size: 18pt;\">\uc5f0\uae08\uc800\ucd95\ub9cc \uc6b4\uc6a9 \uc2dc<\/span><\/strong><\/p>\n<p>\uc5f0\uae08\uc800\ucd95\uc758 \uc138\uc561\uacf5\uc81c\ub294 \uae30\uc874 \ucd5c\ub300 400\ub9cc\uc6d0\uae4c\uc9c0\ub9cc \uc138\uc561\uacf5\uc81c\uac00 \uac00\ub2a5\ud588\uc9c0\ub9cc 2023\ub144 \uc138\ubc95\uc774 \uac1c\uc815\ub418\uba70 \ud604\uc7ac\ub294 \uc5f0\uae08\uc800\ucd95\ub9cc\uc73c\ub85c\ub294 \ucd5c\ub300 600\ub9cc\uc6d0\uae4c\uc9c0 \uac00\ub2a5\ud558\uba70 \uacf5\uc81c\uc728\uc740 \uadfc\ub85c\uc18c\ub4dd\ub9cc \uc788\ub294 \uacbd\uc6b0\ub294 \ucd1d \uae09\uc5ec 5,500\ub9cc\uc6d0 \uc885\ud569\uc18c\ub4dd\uc561 4,500\ub9cc\uc6d0\uc744 \uae30\uc900\uc73c\ub85c \ucd08\uacfc \uc2dc \uc138\uc561\uacf5\uc81c\uc728 13.2%\ub85c \ucd5c\ub300 79\ub9cc 2\ucc9c\uc6d0\uc744 \uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uace0 \uc774\ud558\uc77c \uacbd\uc6b0 16.5%\ub85c \ucd5c\ub300 99\ub9cc\uc6d0\uc744 \uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubd80\ubd84\uc740 \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uacfc \ub3d9\uc77c\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-size: 18pt;\">\ud569\uc0b0 \uc2dc \uc5f0\uae08\uc800\ucd95+\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\u00a0<\/span><\/strong><\/p>\n<p>\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP)\uc640 \ud569\uc0b0\ud560 \uacbd\uc6b0\ub3c4 2023\ub144 \uc138\ubc95\uc774 \uac1c\uc815 \ub418\uba70 \uc138\uc561\uacf5\uc81c\ud55c\ub3c4\uac00 \ub298\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4. \uae30\uc874 \ud569\uc0b0 \uc2dc \ucd5c\ub300 700\ub9cc\uc6d0\uae4c\uc9c0 \uacf5\uc81c \ubc1b\uc558\uc9c0\ub9cc 2023\ub144 \uc138\ubc95\uc774 \uac1c\uc815\ub418\uba70 \ucd5c\ub300 900\ub9cc\uc6d0\uae4c\uc9c0 \uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5ed\uc2dc \uc18c\ub4dd \uae30\uc900\uc5d0 \ub530\ub77c \uacf5\uc81c\uc728\uc774 \ub2ec\ub77c\uc9c0\uba70 \uc18c\ub4dd\uae30\uc900\uacfc \uacf5\uc81c\uc728\uc740 \uc704\uc640 \ub3d9\uc77c\ud558\uba70 \uc544\ub798\uc5d0\uc11c \ud55c\ubc88 \ub354 \uc124\uba85\ud558\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uadfc\ub85c\uc18c\ub4dd\ub9cc \uc788\ub294 \uacbd\uc6b0 \ucd1d \uae09\uc5ec 5,500\ub9cc\uc6d0, \uc885\ud569\uc18c\ub4dd\uc561 4,500\ub9cc\uc6d0 \ucd08\uacfc \uc2dc \uc138\uc561\uacf5\uc81c\uc728 13.2%\ub85c \ucd5c\ub300 118\ub9cc 8\ucc9c\uc6d0 \uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uace0, \uc774\ud558\uc77c \uacbd\uc6b0 \uc138\uc561\uacf5\uc81c\uc728 16.5%\ub97c \uc801\uc6a9\ud558\uc5ec \ucd5c\ub300 148\ub9cc 5\ucc9c\uc6d0\uc744 \uacf5\uc81c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc544\ub798\uc758 \uc0ac\uc9c4\uc744 \ucc38\uace0\ud558\uc2dc\uba74 \uac1c\uc815 \uc804, \ud6c4\uc758 \ucc28\uc774\uc810\uacfc \ud569\uc0b0 \uc2dc \uc138\uc561\uacf5\uc81c\ub97c \ud55c\ub208\uc5d0 \uc54c\uc544\ubcf4\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uc790\ub8cc\ub294 \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c\uc5d0\uc11c \ubc1c\ucdcc\ud55c \uc790\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n<figure style=\"width: 959px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"size-full\" src=\"https:\/\/i0.wp.com\/blog.kakaocdn.net\/dn\/dATcnv\/btssNrW1WRX\/NdyChfa82mQU7DQKxSjE1K\/img.jpg?resize=969%2C449&#038;ssl=1\" alt=\"\uc5f0\uae08\uc800\ucd95\uacc4\uc88c \uc138\uc561\uacf5\uc81c (\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08 IRP\uc640 \ud569\uc0b0\uc2dc, \uac1c\uc815 \uc804\/\ud6c4)\" width=\"969\" height=\"449\" \/><figcaption class=\"wp-caption-text\">\ucd9c\ucc98 : \uc2e0\ud55c\ud22c\uc790\uc99d\uad8c<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>\ud574\ub2f9 \uc790\ub8cc\ub97c \ubcf4\uba74 \uac1c\uc815 \uc804\uc5d0\ub294 \uadfc\ub85c\uc18c\ub4dd\uc758 \ucd1d \uae09\uc5ec \uae30\uc900\uc740 \uac19\uc9c0\ub9cc \uc885\ud569\uc18c\ub4dd\uae08\uc561\uc774 4,000\ub9cc\uc6d0\uc5d0\uc11c 4,500\ub9cc\uc6d0\uc73c\ub85c \uae30\uc900\uc774 \uc644\ud654\ub418\uc5c8\uc73c\uba70 \ud569\uc0b0 \uc2dc \uc138\uc561\uacf5\uc81c\ud55c\ub3c4 \ub610\ud55c \ucd5c\ub300 700\ub9cc\uc6d0\uc5d0\uc11c 900\ub9cc\uc6d0\uc73c\ub85c \ub298\uc5b4\ub09c \uc810\uc744 \uc138\uc561\uacf5\uc81c\uc561\uc744 \ud1b5\ud574\uc11c \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div><center><br \/>\n<a class=\"myButton\" href=\"http:\/\/www.daejonilbo.com\/news\/articleView.html?idxno=2081410\" rel=\"noopener\">\uad00\ub828\uae30\uc0ac \ubcf4\ub7ec\uac00\uae30<\/a><\/center><\/div>\n<p>&nbsp;<\/p>\n<p>\ud574\ub2f9 \uae30\uc0ac\ub294 2023\ub144 \uc138\ubc95\uc774 \uac1c\uc815\ub41c \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uc5d0 \ub300\ud55c \ub0b4\uc6a9\uc744 \uc815\ub9ac\ud55c \ub300\uc804\uc77c\ubcf4\uc758 \uae30\uc0ac\uc785\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%EC%97%B0%EA%B8%88_%EC%88%98%EB%A0%B9_%EC%8B%9C_%EC%84%B8%EA%B8%88%EC%97%B0%EA%B8%88%EC%86%8C%EB%93%9D%EC%84%B8\"><\/span><strong>\uc5f0\uae08 \uc218\ub839 \uc2dc \uc138\uae08(\uc5f0\uae08\uc18c\ub4dd\uc138)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uc5d0 \ub300\ud55c \uc138\uae08\uc785\ub2c8\ub2e4. \uaf2d \uc54c\uc544\ub450\uc154\uc57c \ud558\ub294 \ubd80\ubd84\uc774\ub2c8 \uc790\uc138\ud788 \uc77d\uc5b4\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uc911\uc694\ud55c \uc810\uc740 \uc138\uc561\uacf5\uc81c\uae08\uc561\uacfc \uc6b4\uc6a9\uc218\uc775\uc744 \ud569\ud558\uc5ec <strong>\uc5f0\uac04 \uc5f0\uae08\uc561 1,200\ub9cc\uc6d0<\/strong>\uc744 \ucd08\uacfc\ud558\uc9c0 \uc54a\ub294 \uac83\uc774 \uc808\uc138 \uac00\ub2a5\ud55c \ubc29\ubc95\uc778 \uc810\uc744 \uc720\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p><strong>\uc5f0\uac04 \uc5f0\uae08\uc561 1,200\ub9cc\uc6d0<\/strong>\uc744 \ucd08\uacfc\ud560 \uacbd\uc6b0 16.5% \uc138\uc728\uc758 \uae30\ud0c0\uc18c\ub4dd\uc138 \ud639\uc740 \uc885\ud569\uc18c\ub4dd\uacfc\uc138 \uc911 \ud0dd\ud558\uc5ec \uc138\uae08\uc744 \ub0a9\ubd80\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\uacfc\uac70\uc5d0\ub294 1,200\ub9cc\uc6d0 \ucd08\uacfc \uc2dc \uc885\ud569\uc18c\ub4dd\uc138\uc640 \ud569\uc0b0\ud558\uc5ec \uc18c\ub4dd\uc5d0 \ub530\ub77c \ub204\uc9c4\uc728\uc774 \uc801\uc6a9\ub418\ub294 \uc885\ud569\uc18c\ub4dd\uc138\uc728\ub85c\ub9cc \uc801\uc6a9\ub418\uc5c8\uc9c0\ub9cc \ud604\uc7ac\ub294 \uc138\ubc95 \uac1c\uc815\uc73c\ub85c \uc778\ud574 \uae30\ud0c0\uc18c\ub4dd\uc138\uc640 \uc885\ud569\uc18c\ub4dd\uc138 \uc911 \ubcf8\uc778\uc5d0\uac8c \uc720\ub9ac\ud55c \uc138\ubc95\uc744 \uc120\ud0dd\ud558\uc5ec \ub0a9\ubd80\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc18c\ub4dd \uc138\uae08\uc774 \uae30\ud0c0\uc18c\ub4dd\uc138(16.5%)\ubcf4\ub2e4 \uc885\ud569\uc18c\ub4dd\uc138(\uc18c\ub4dd\uc5d0 \ub530\ub978 \ub204\uc9c4\uc138)\uac00 \ub192\uc740\ubd84\uc774\ub77c\uba74 \uc774\uc6a9\ud574 \ubcfc\ub9cc\ud55c \ud3ec\uc778\ud2b8\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>\uadf8\ub807\ub2e4\uba74 \uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud560 \uacbd\uc6b0 \ubc1c\uc0dd\ud558\ub294 \uc5f0\uae08\uc18c\ub4dd\uc138\ub294 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-size: 18pt;\">\uc5f0\uae08\uc18c\ub4dd\uc138<\/span><\/strong><\/p>\n<p>\uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc5f0\uae08\uc18c\ub4dd\uc138\ub9cc \ubd80\ub2f4\ud558\uba74 \ub418\uae30 \ub54c\ubb38\uc5d0 \uc808\uc138 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9cc 55\uc138, \uac00\uc785\uae30\uac04 5\ub144 \uc774\uc0c1\ubd80\ud130 \uc5f0\uae08 \uc218\ub839\uc774 \uac00\ub2a5\ud558\uba70 \uc5f0\uae08\uc18c\ub4dd\uc138\ub294 \uc5f0\ub839\uc5d0 \ub530\ub77c 3.3%~5.5% \ucc28\ub4f1 \ubd80\ub2f4\ub429\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong><span style=\"font-size: 14pt;\">\ub9cc 55\uc138 ~ \ub9cc 70\uc138 \ubbf8\ub9cc : 5.5%<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\ub9cc 70\uc138 ~ \ub9cc 80\uc138 \ubbf8\ub9cc : 4.4%<\/span><\/strong><\/li>\n<li><strong><span style=\"font-size: 14pt;\">\ub9cc 80\uc138 \uc774\uc0c1 : 3.3%<\/span><\/strong><\/li>\n<\/ul>\n<p>\uc5f0\uac04 \uc5f0\uae08\uae08\uc561 1,200\ub9cc\uc6d0 \uc774\ud558 \uc218\ub839 \uc2dc \uc885\ud569\uc18c\ub4dd\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc73c\uba70 \ucd08\uacfc \uc2dc \uc885\ud569\uc18c\ub4dd \uacfc\uc138\uc728 \ub610\ub294 16.5%\uc758 \uae30\ud0c0\uc18c\ub4dd\uc138\uc728 \uc911 \uc120\ud0dd\ud558\uc5ec \uacfc\uc138\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc9c0 \uc54a\uc740 \ub0a9\uc785\uae08\uc5d0 \ub300\ud55c \uae08\uc561\uc740 \ube44\uacfc\uc138\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub9cc \uc6b4\uc6a9\ud560 \uacbd\uc6b0 \uc5f0 \ucd5c\ub300 \ub0a9\uc785\uae08 1,800\ub9cc\uc6d0\uc744 \ub0a9\uc785 \ud6c4 \ucd5c\ub300 \uc138\uc561\uacf5\uc81c\ud55c\ub3c4 600\ub9cc\uc6d0\uc744 \uc81c\uc678\ud55c 1,200\ub9cc\uc6d0\uc744 \uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud558\uac8c \ub420 \uacbd\uc6b0 1,200\ub9cc\uc6d0\uc5d0 \ub300\ud574\uc11c\ub294 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<p>IRP\uc640 \ud568\uaed8 \uc6b4\uc6a9\ud560 \uacbd\uc6b0 \uc5f0 \ud569\uc0b0 \ucd5c\ub300 \ub0a9\uc785\uae08 1,800\ub9cc\uc6d0 \ub0a9\uc785 \ud6c4 \ucd5c\ub300 \uc138\uc561\uacf5\uc81c 900\ub9cc\uc6d0\uc744 \uc81c\uc678\ud55c 900\ub9cc\uc6d0\uc744 \uc5f0\uae08\uc73c\ub85c \uc218\ub839 \uc2dc \uc138\uae08\uc774 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EC%A4%91%EB%8F%84_%EC%9D%B8%EC%B6%9C_%EB%B0%8F_%ED%95%B4%EC%A7%80%EC%9D%BC%EC%8B%9C%EA%B8%88_%EC%88%98%EB%A0%B9_%EC%8B%9C_%EC%9C%A0%EC%9D%98_%EC%82%AC%ED%95%AD%EC%84%B8%EA%B8%88_%ED%8F%AC%ED%95%A8\"><\/span><strong>\uc911\ub3c4 \uc778\ucd9c \ubc0f \ud574\uc9c0(\uc77c\uc2dc\uae08 \uc218\ub839) \uc2dc \uc720\uc758 \uc0ac\ud56d(\uc138\uae08 \ud3ec\ud568)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>\uc911\ub3c4 \uc778\ucd9c\uc774\ub098 \ud574\uc9c0 \ud6c4 \uc77c\uc2dc\uae08\uc744 \uc218\ub839\ud558\ub294 \uacbd\uc6b0\ub294 \uac1c\uc778 \uc0ac\uc815 \uc0c1 \ubd80\ub4dd\uc774\ud558\uac8c \uc77c\uc5b4\ub098\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\uacbd\uc6b0\uc5d0\ub294 \uae30\ud0c0\uc18c\ub4dd\uc138\uc728 16.5%\uc758 \uc138\uae08\uc774 \ubd80\uacfc\ub418\uba70 \uc138\uc561\uacf5\uc81c \ubc1b\uc740 \uae08\uc561\uc5d0 \ub300\ud574\uc11c\ub294 \ub2e4\uc2dc \ubc49\uc5b4\ub0b4\uc57c \ud558\ub294 \uacbd\uc6b0 \ub4f1\uc758 \ubd88\uc774\uc775\uc774 \ubc1c\uc0dd\ud558\uac8c \ub429\ub2c8\ub2e4. \ud639\uc2dc \ubaa8\ub97c \uacbd\uc6b0\uc5d0 \ub300\ube44\ud558\uc5ec \uc54c\uc544\ub450\uc2dc\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud574\uc9c0 \ud6c4 \uc77c\uc2dc\uae08\uc73c\ub85c \uc9c0\uae09\ubc1b\uac70\ub098 \uc911\ub3c4\uc778\ucd9c\ud560 \uacbd\uc6b0 \uc5f0\uae08\uc73c\ub85c \uc218\ub839\uc2dc\uc640 \ub3d9\uc77c\ud558\uac8c \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc9c0 \uc54a\uc740 \uae08\uc561\uc744 \uc778\ucd9c\ud560 \uacbd\uc6b0\uc5d0\ub294 \ube44\uacfc\uc138\uc785\ub2c8\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc740 \uae08\uc561\uacfc \uc6b4\uc6a9\uc218\uc775\uae08\uc5d0 \ub300\ud558\uc5ec \ud574\uc9c0 \ud6c4 \uc77c\uc2dc\uae08\uc73c\ub85c \uc218\ub839\ud558\uac70\ub098 \uc911\ub3c4 \uc778\ucd9c\ud560 \uacbd\uc6b0 \ud574\ub2f9 \uae08\uc561\uc5d0 \ub300\ud574\uc11c \uae30\ud0c0\uc18c\ub4dd\uc138 16.5%\ub97c \ubd80\uacfc\ud558\uac8c \ub418\uba70 \uc774\ub54c \uc138\uc561\uacf5\uc81c\ud61c\ud0dd\uc744 \ubc1b\uc740 \uae08\uc561\uc5d0 \ub300\ud574\uc11c\ub294 \ub2e4\uc2dc \uc138\uae08\uc774 \ubd80\uacfc\ub429\ub2c8\ub2e4. \uc774 \uc810\uc744 \uc720\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubd80\ub4dd\uc774\ud55c \uc911\ub3c4\uc778\ucd9c \uac00\ub2a5\uc0ac\uc720\uc5d0 \ud574\ub2f9\ub41c\ub2e4\uba74 \uc5f0\uae08\uc73c\ub85c \uc778\uc815\ub418\uc5b4 \uc5f0\uae08\uc18c\ub4dd\uc138\ub9cc \ub0a9\ubd80\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n<p><strong><span style=\"font-size: 18pt;\">\uc5f0\uae08\uc18c\ub4dd\uc138\ub9cc \ub0a9\ubd80\ud558\uba74 \ub418\ub294 \uc911\ub3c4\uc778\ucd9c \uac00\ub2a5\uc0ac\uc720<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"font-size: 14pt;\"><strong>3\uac1c\uc6d4 \uc774\uc0c1 \uc694\uc591(\uae08\uc561 \uc81c\ud55c)<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong>\uac00\uc785\uc790\uc758 \uc0ac\ub9dd, \ud574\uc678\uc774\uc8fc<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong>\ucc9c\uc7ac\uc9c0\ubcc0<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong>\uac1c\uc778\uc758 \uacbd\uc6b0 \uac1c\uc778\ud68c\uc0dd, \ud30c\uc0b0\uc120\uace0<\/strong><\/span><\/li>\n<li><span style=\"font-size: 14pt;\"><strong>\uc0ac\uc5c5\uc790\uc758 \uacbd\uc6b0 \uc601\uc5c5\uc815\uc9c0, \uc778\uac00\ucde8\uc18c, \ud30c\uc0b0<\/strong><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\ub610\ud55c \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub97c \ud574\uc9c0\ud55c \ub2f9\ud574\ub144\ub3c4\uc5d0\ub294 \uc138\uc561\uacf5\uc81c\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%EB%A7%88%EC%B9%98%EB%A9%B0\"><\/span><strong>\ub9c8\uce58\uba70<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub97c \uac1c\uc778\ud1f4\uc9c1\uc5f0\uae08 IRP\uc640 \uad00\ub828\ud558\uc5ec \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4. \ub450 \uc0c1\ud488\uc740 \ud569\uccd0\uc11c \uc5f0\uae08\uacc4\uc88c\ub77c\uace0 \ubd88\ub9ac\ub294\ub9cc\ud07c \uc138\uc81c\ud61c\ud0dd\uacfc \ub178\ud6c4\uc790\uae08\ud615\uc131\uc5d0 \uc788\uc5b4\uc11c \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc18c\ub4dd\uc774 \uc788\uc5b4\uc57c \uac00\uc785\ud560 \uc218 \uc788\ub294 \uac1c\uc778\ud1f4\uc9c1\uc5f0\uae08(IRP)\uc640 \ub2ec\ub9ac \uac00\uc785\uc81c\ud55c \uc5c6\uc774 \ub204\uad6c\ub098 \uac00\uc785\ud560 \uc218 \uc788\ub294 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub97c \ud1b5\ud574 \uc808\uc138\ub97c \ud574\ubcf4\uc2dc\ub294 \uac74 \uc5b4\ub5a8\uae4c\uc694?<\/p>\n<p>\ub2e8, \uc5f0\uae08\uc73c\ub85c \uc218\ub839 \uc2dc\uc5d0 \ud61c\ud0dd\uc744 \ubcfc \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uc720\uc758\ud558\uc2dc\uace0 \ub9cc 55\uc138 \uc774\ud6c4, 5\ub144 \uc774\uc0c1\uc758 \uac00\uc785 \uae30\uac04\uc774\ub77c\ub294 \uc870\uac74\uc774 \ud544\uc694\ud55c\ub9cc\ud07c \ube44\uc0c1\uae08 \ub4f1\uc758 \ub2f9\uc7a5 \ud06c\uac8c \uc4f8\uc77c\uc774 \uc5c6\ub294 \ubaa9\ub3c8\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc544\ubcf4\uc785\ub2c8\ub2e4. \uc911\ub3c4 \uc778\ucd9c\uc774\ub098 \ud574\uc9c0 \uc2dc \ubd88\uc774\uc775\uacfc \uc138\uae08\uc774 \ubc1c\uc0dd\ud558\uac8c \ub418\ub2c8 \uc8fc\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c \uc5f0\uae08\uc800\ucd95\uc740 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\uc640 \uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8\uc73c\ub85c \ud604\uc7ac \ub098\ub258\uc5b4\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc88c\ub97c \uc5b4\ub290 \uae08\uc735\uad8c\uc744 \ud1b5\ud574\uc11c \uc5b4\ub5a4 \uc0c1\ud488\uc744 \ud1b5\ud574 \ud22c\uc790\ud558\ub294 \uc9c0\uc5d0 \ub530\ub77c \ub098\ub258\uac8c \ub429\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8\uc758 \uacbd\uc6b0 \uc6d0\uae08\uc740 \ubcf4\uc7a5\ub418\uc9c0\ub9cc \uc218\uc775\ub960\uc774 \uc740\ud589\uc801\uae08\ubcf4\ub2e4 \ub0ae\uae30 \ub54c\ubb38\uc5d0 \uc740\ud589\uc801\uae08\uc744 \ub4dc\ub294 \uac83\uc774 \uc218\uc775\ub960 \uba74\uc5d0\uc11c\ub294 \uc774\uc775\uc774\uba70 \uac1c\uc778\uc801\uc73c\ub85c\ub294 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\ub97c \ud1b5\ud574 \ub178\ud6c4\ub300\ube44\uc790\uae08\uc744 \ubd88\ub824\uac00\uba70 \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\ub294 \uac83\uc774 \uc88b\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc774 \ud3ec\uc2a4\ud305\uc774 \ub3c4\uc6c0\uc774 \ub418\uc168\ub2e4\uba74 \ube14\ub85c\uadf8 \ub0b4 \ub2e4\ub978 \ud3ec\uc2a4\ud305\ub3c4 \ucc38\uace0\ud574\ubcf4\uc138\uc694.<\/p>\n<p>\uc800\ub294 \uc55e\uc73c\ub85c\ub3c4 \ub3c8\uacfc \uad00\ub828\ub41c \ubaa8\ub4e0 \uc774\uc57c\uae30\ub97c \uc774\ud574\ud558\uae30 \uc27d\uac8c \uc54c\ub824\ub4dc\ub9ac\uae30 \uc704\ud574 \ub178\ub825\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc774\ubc88 \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uc5d0 \uad00\ud574\uc11c \ub2e4\ub904\ubcfc\uae4c \ud569\ub2c8\ub2e4. \uc808\uc138\ub97c \ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c \uc911\uac1c\ud615 ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c), \uac1c\uc778\ud615 IRP(\uac1c\uc778\ud1f4\uc9c1\uc5f0\uae08\uacc4\uc88c)\uc640 \uc624\ub298 \ub2e4\ub8f0 \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \uc138\uc561\uacf5\uc81c\ub85c \ud658\uae09 \ubc1b\uae30 \uc704\ud574\uc11c \uc774\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8\ubb38\uc744 \ud1b5\ud574\uc11c \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub780 \ubb34\uc5c7\uc774\uba70, \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\/\ubcf4\ud5d8\uc758 \ucc28\uc774\uc810, \uc138\uc561\uacf5\uc81c \ubc0f \uc138\uae08\uc5d0 \uad00\ud55c \uc815\ubcf4 \uac1c\uc778\ud1f4\uc9c1\uc5f0\uae08\uacc4\uc88c(IRP)\uacfc \ube44\uad50\ud558\uc5ec \uc54c\uc544\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. &nbsp; \uc911\uac1c\ud615 ISA\uc640 \uac1c\uc778\ud615 IRP\uc744 \ub2e4\ub8ec \ud3ec\uc2a4\ud305\uc774 \uc774\ubbf8 \uc788\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \ub0b4\uc6a9\uc774 &#8230; <a title=\"\uc5f0\uae08\uc800\ucd95\uacc4\uc88c \uc138\uc561\uacf5\uc81c \ubc0f \uc138\uae08, \uc911\ub3c4 \uc778\ucd9c \ubc0f \ud574\uc9c0 \uc2dc \uc720\uc758\uc0ac\ud56d (2023\ub144 \uac1c\uc815\ud310)\" class=\"read-more\" href=\"https:\/\/finance-bepang.com\/economy\/%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ea%b3%84%ec%a2%8c-%ec%84%b8%ec%95%a1%ea%b3%b5%ec%a0%9c-%eb%b0%8f-%ec%84%b8%ea%b8%88\/\" aria-label=\"More on \uc5f0\uae08\uc800\ucd95\uacc4\uc88c \uc138\uc561\uacf5\uc81c \ubc0f \uc138\uae08, \uc911\ub3c4 \uc778\ucd9c \ubc0f \ud574\uc9c0 \uc2dc \uc720\uc758\uc0ac\ud56d (2023\ub144 \uac1c\uc815\ud310)\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":603,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/finance-bepang.com\/wp-content\/uploads\/2023\/09\/%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EA%B3%84%EC%A2%8C-%EC%8D%B8%EB%84%A4%EC%9D%BC-e1693554535934.jpg?fit=500%2C270&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts\/599"}],"collection":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/comments?post=599"}],"version-history":[{"count":9,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts\/599\/revisions"}],"predecessor-version":[{"id":611,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/posts\/599\/revisions\/611"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/media\/603"}],"wp:attachment":[{"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/media?parent=599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/categories?post=599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finance-bepang.com\/wp-json\/wp\/v2\/tags?post=599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}